Kansas City Life Insurance Company (KCLI)

Kansas City Life Insurance Company is a financial services company that writes insurance products in the United States, including the District of Columbia. Its business is organized into three operating segments: Individual Insurance, Group Insurance, and Old American. The Individual Insurance segment includes individual life products under the Kansas City Life and Grange Life brands, as well as assumed reinsurance activity. The Group Insurance segment provides group life, dental, vision, disability, accident, and critical illness coverage. The Old American segment focuses on individual final expense insurance products. Founded in 1895, Kansas City Life Insurance Company is based in Kansas City, Missouri. The company’s common stock is listed on OTC Markets under the symbol KCLI.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Altman Z-Score Payout Ratio Free Cash Flow / Net Income
OTC-KCLI
$31.71
-12.6% Downside
Fair
Not available
Not available
Fair
2.0%
October 29, 2026
16.6x
0.5x
0.7x
351.5 M
343.6 M
0.0%
0.6
29.3%
-569.5%
Valuation • Fair Value

Kansas City Life Insurance Company (OTC-KCLI) Fair Value by Valuation Model

Review the available estimates for Kansas City Life Insurance Company (OTC-KCLI), including Ben Graham Formula Value, DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$31.71

Estimated downside of 12.6% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$24.23

Classic Ben Graham valuation formula reference.

DDM Fair Value

$22.15

Dividend discount model valuation reference.

Comps Fair Value

$34.90

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use the 5 available valuation references for Kansas City Life Insurance Company (OTC-KCLI) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Kansas City Life Insurance Company (OTC-KCLI)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

488.7 M

Current operating scale indicator.

Revenue Forecast

485.4 M

Forward revenue estimate.

EBITDA

21.674 M

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Kansas City Life Insurance Company (OTC-KCLI) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Kansas City Life Insurance Company (OTC-KCLI)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Fair

Mixed or neutral financial-health read.

Piotroski Score

5

Mid-range quality score.

Altman Z-Score

0.6

Lower score that deserves closer risk review.

FCF / Net Income

-569.5%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Kansas City Life Insurance Company (OTC-KCLI). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Kansas City Life Insurance Company (OTC-KCLI)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

October 29, 2026

Days to Earnings

41

Dividend Yield

2.0%

Current income yield reference.

Payout Ratio

29.3%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Kansas City Life Insurance Company (OTC-KCLI), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Technical Outlook

Technical Signals by Time Frame

Review the technical signals currently available for this stock across supported time frames.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Buy

The 15-minute technical read for Kansas City Life Insurance Company (OTC-KCLI) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Buy

The 1-hour technical read for Kansas City Life Insurance Company (OTC-KCLI) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for Kansas City Life Insurance Company (OTC-KCLI) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Kansas City Life Insurance Company (OTC-KCLI) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Kansas City Life Insurance Company (OTC-KCLI) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

FAQ Fast Investor Answers

Kansas City Life Insurance Company (OTC-KCLI) Stock FAQ

Data-supported answers about Kansas City Life Insurance Company (OTC-KCLI), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$31.71
Estimated downside 12.6%
Valuation Rating
Overvalued
Estimated downside of 12.6%
Financial Health
Fair
Current financial-health read

The current fair value estimate for Kansas City Life Insurance Company (OTC-KCLI) is $31.71. This implies an estimated downside of 12.6% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 12.6% versus the current market price.

The current financial health read for Kansas City Life Insurance Company (OTC-KCLI) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Kansas City Life Insurance Company (OTC-KCLI) is October 29, 2026.

Based on the current data, dividend yield is 2.0%.

The current P/E ratio listed for Kansas City Life Insurance Company (OTC-KCLI) is 16.6x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Kansas City Life Insurance Company is 351.5 M.

The current enterprise value listed for Kansas City Life Insurance Company is 343.6 M. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for Kansas City Life Insurance Company is OTC-KCLI, and the stock is listed on OTC Markets.

Kansas City Life Insurance Company (OTC-KCLI) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for Kansas City Life Insurance Company is 0.0%, which helps investors evaluate the company’s financing structure and leverage profile.