Kemper Corporation (KMPR)

Kemper Corporation is a U.S.-based insurance holding company listed on the NYSE as common stock under the ticker KMPR. Through its insurance operations, the company serves customers in the United States across two reportable segments: Specialty Property & Casualty Insurance and Life Insurance. The property and casualty business focuses on specialty personal automobile and commercial automobile coverage, distributed primarily through independent agents and brokers. Its life insurance segment provides individual life insurance, accident, supplemental health, and property insurance products. Formerly known as Unitrin, Inc., the company adopted the Kemper name in 2011. Kemper was incorporated in 1990 and is headquartered in Chicago, Illinois.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Dividend Yield Next Earnings Date Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NYSE-KMPR
$32.24
21.7% Upside
Undervalued
$36.33
37.2% Upside
Undervalued
Fair
4.8%
November 4, 2026
0.7x
0.3x
1.56 B
2.881 B
47.0%
93.1%
0.6
-15.4%
-80.0%
Valuation • Fair Value

Kemper Corporation (NYSE-KMPR) Fair Value by Valuation Model

Review the available estimates for Kemper Corporation (NYSE-KMPR), including DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$32.24

Estimated upside of 21.7% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

DDM Fair Value

$26.73

Dividend discount model valuation reference.

Comps Fair Value

$34.07

Comparable-company valuation reference.

Analyst Price Target

$36.33

Analysts imply upside of 37.2%.

How to read these valuation models

Use the 5 available valuation references for Kemper Corporation (NYSE-KMPR) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Kemper Corporation (NYSE-KMPR)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

4.593 B

Current operating scale indicator.

Revenue Forecast

4.376 B

Forward revenue estimate.

EBITDA

113.5 M

Current operating profitability reference.

EBITDA Forecast

255.9 M

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review Kemper Corporation (NYSE-KMPR) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Kemper Corporation (NYSE-KMPR)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Fair

Mixed or neutral financial-health read.

Piotroski Score

5

Mid-range quality score.

Beneish M-Score

-2.75

No elevated caution signal from this screen.

Altman Z-Score

0.6

Lower score that deserves closer risk review.

FCF / Net Income

-80.0%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Kemper Corporation (NYSE-KMPR). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Kemper Corporation (NYSE-KMPR)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

November 4, 2026

Days to Earnings

47

Dividend Yield

4.8%

Current income yield reference.

Payout Ratio

-15.4%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Kemper Corporation (NYSE-KMPR), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Kemper Corporation (NYSE-KMPR) Stock Forecast & Technical Outlook

Review Kemper Corporation (NYSE-KMPR) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for Kemper Corporation (NYSE-KMPR) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for Kemper Corporation (NYSE-KMPR) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Sell

The daily technical read for Kemper Corporation (NYSE-KMPR) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Sell

The weekly technical read for Kemper Corporation (NYSE-KMPR) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Sell

The monthly technical read for Kemper Corporation (NYSE-KMPR) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Kemper Corporation (NYSE-KMPR)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Buy

Based on the available recommendation mix, Kemper Corporation (NYSE-KMPR) has a Buy consensus, with 2 buy, 2 hold and 0 sell recommendations in the current data set.

Buy 2
Hold 2
Sell 0
FAQ Fast Investor Answers

Kemper Corporation (NYSE-KMPR) Stock FAQ

Data-supported answers about Kemper Corporation (NYSE-KMPR), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$32.24
Estimated upside 21.7%
Valuation Rating
Undervalued
Estimated upside of 21.7%
Analyst Target
$36.33
Implied upside 37.2%
Financial Health
Fair
Current financial-health read

The current fair value estimate for Kemper Corporation (NYSE-KMPR) is $32.24. This implies an estimated upside of 21.7% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 21.7% versus the current market price.

The available analyst price target for Kemper Corporation (NYSE-KMPR) is $36.33. The analyst target implies estimated upside of 37.2%.

The current financial health read for Kemper Corporation (NYSE-KMPR) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Kemper Corporation (NYSE-KMPR) is November 4, 2026.

Based on the current data, dividend yield is 4.8%.

The current market capitalization listed for Kemper Corporation is 1.56 B.

The current enterprise value listed for Kemper Corporation is 2.881 B. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for Kemper Corporation is NYSE-KMPR, and the stock is listed on NYSE.

Kemper Corporation (NYSE-KMPR) is listed on NYSE.

The current debt-to-total-capital ratio listed for Kemper Corporation is 47.0%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Kemper Corporation is 93.1%. Free float helps investors understand how much of the share base is available for public trading.