Mercury General Corporation (MCY)

Mercury General Corporation is a listed common equity on the NYSE under the ticker MCY. Through its subsidiaries, the company writes personal automobile insurance in the United States and also provides homeowners, commercial automobile, commercial property, mechanical protection, and umbrella coverage. Its automobile insurance offerings include coverage for collision, property damage, bodily injury, comprehensive, personal injury protection, and uninsured or underinsured motorists, along with other related hazards. The homeowners line includes dwelling, liability, personal property, and related protections. Mercury General distributes policies through independent agents and insurance agencies, and also through direct internet sales portals. The company was incorporated in 1961 and is headquartered in Los Angeles, California.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NYSE-MCY
$99.46
17.7% Upside
Fair
$120
42.0% Upside
Undervalued
Great
December 17, 2026
December 31, 2026
1.4%
February 16, 2027
7.3x
1.7x
0.8x
4.679 B
3.961 B
11.1%
47.9%
1.6
7.5%
180.0%
Valuation • Fair Value

Mercury General Corporation (NYSE-MCY) Fair Value by Valuation Model

Review the available estimates for Mercury General Corporation (NYSE-MCY), including Ben Graham Formula Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$99.46

Estimated upside of 17.7% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$128.76

Classic Ben Graham valuation formula reference.

Comps Fair Value

$99.46

Comparable-company valuation reference.

Analyst Price Target

$120

Analysts imply upside of 42.0%.

How to read these valuation models

Use the 5 available valuation references for Mercury General Corporation (NYSE-MCY) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Mercury General Corporation (NYSE-MCY)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

6.136 B

Current operating scale indicator.

Revenue Forecast

6.26 B

Forward revenue estimate.

EBITDA

900.9 M

Current operating profitability reference.

EBITDA Forecast

656.1 M

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review Mercury General Corporation (NYSE-MCY) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Mercury General Corporation (NYSE-MCY)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Great

Positive financial-health read.

Piotroski Score

6

Mid-range quality score.

Beneish M-Score

-2.82

No elevated caution signal from this screen.

Altman Z-Score

1.6

Lower score that deserves closer risk review.

FCF / Net Income

180.0%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Mercury General Corporation (NYSE-MCY). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Mercury General Corporation (NYSE-MCY)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

February 16, 2027

Days to Earnings

102

Dividend Payment Date

December 31, 2026

Ex-Dividend Date

December 17, 2026

Dividend Yield

1.4%

Current income yield reference.

Payout Ratio

7.5%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Mercury General Corporation (NYSE-MCY), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Mercury General Corporation (NYSE-MCY) Stock Forecast & Technical Outlook

Review Mercury General Corporation (NYSE-MCY) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for Mercury General Corporation (NYSE-MCY) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for Mercury General Corporation (NYSE-MCY) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Sell

The daily technical read for Mercury General Corporation (NYSE-MCY) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Sell

The weekly technical read for Mercury General Corporation (NYSE-MCY) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Neutral

The monthly technical read for Mercury General Corporation (NYSE-MCY) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Mercury General Corporation (NYSE-MCY)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Strong Buy

Based on the available recommendation mix, Mercury General Corporation (NYSE-MCY) has a Strong Buy consensus, with 1 buy, 0 hold and 0 sell recommendations in the current data set.

Buy 1
Hold 0
Sell 0
FAQ • Fast Investor Answers

Mercury General Corporation (NYSE-MCY) Stock FAQ

Data-supported answers about Mercury General Corporation (NYSE-MCY), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$99.46
Estimated upside 17.7%
Valuation Rating
Undervalued
Estimated upside of 17.7%
Analyst Target
$120
Implied upside 42.0%
Financial Health
Great
Current financial-health read

The current fair value estimate for Mercury General Corporation (NYSE-MCY) is $99.46. This implies an estimated upside of 17.7% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 17.7% versus the current market price.

The available analyst price target for Mercury General Corporation (NYSE-MCY) is $120. The analyst target implies estimated upside of 42.0%.

The current financial health read for Mercury General Corporation (NYSE-MCY) is Great. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Mercury General Corporation (NYSE-MCY) is February 16, 2027.

Based on the current data, dividend yield is 1.4%, ex-dividend date is December 17, 2026, payment date is December 31, 2026.

The current P/E ratio listed for Mercury General Corporation (NYSE-MCY) is 7.3x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Mercury General Corporation is 4.679 B.

The current enterprise value listed for Mercury General Corporation is 3.961 B. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for Mercury General Corporation is NYSE-MCY, and the stock is listed on NYSE.

Mercury General Corporation (NYSE-MCY) is listed on NYSE.

The current debt-to-total-capital ratio listed for Mercury General Corporation is 11.1%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Mercury General Corporation is 47.9%. Free float helps investors understand how much of the share base is available for public trading.