The Hanover Insurance Group Inc (THG)

The Hanover Insurance Group Inc. is a U.S.-based property and casualty insurance company whose common stock is listed on the New York Stock Exchange under the ticker THG. Through its subsidiaries, the company serves individual and commercial customers with a broad range of insurance products. Its operations are organized into four segments: Core Commercial, Specialty, Personal Lines, and Other.

The commercial portfolio includes coverages such as commercial multiple peril, commercial automobile, workers’ compensation, professional and executive lines, marine, surety, and other specialty property and casualty products. The personal lines business includes automobile and homeowners insurance, along with related coverages for residences, personal property, liability, umbrella, inland marine, fire, personal watercraft, and personal cyber risks. The company markets its products through independent agents and brokers. Founded in 1852 and headquartered in Worcester, Massachusetts, The Hanover was formerly known as Allmerica Financial Corp. before adopting its current name in 2005.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NYSE-THG
$227.67
-8.7% Downside
Fair
$240.25
-3.6% Downside
Fair
Great
1.5%
February 3, 2027
11.5x
2.5x
1.3x
8.568 B
8.905 B
8.9%
99.0%
0.8
17.8%
167.6%
Valuation • Fair Value

The Hanover Insurance Group Inc (NYSE-THG) Fair Value by Valuation Model

Review the available estimates for The Hanover Insurance Group Inc (NYSE-THG), including Ben Graham Formula Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$227.67

Estimated downside of 8.7% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$241.29

Classic Ben Graham valuation formula reference.

Comps Fair Value

$227.67

Comparable-company valuation reference.

Analyst Price Target

$240.25

Analysts imply downside of 3.6%.

How to read these valuation models

Use the 5 available valuation references for The Hanover Insurance Group Inc (NYSE-THG) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for The Hanover Insurance Group Inc (NYSE-THG)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

6.835 B

Current operating scale indicator.

Revenue Forecast

6.628 B

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

EBITDA Forecast

959.2 M

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review The Hanover Insurance Group Inc (NYSE-THG) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for The Hanover Insurance Group Inc (NYSE-THG)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Great

Positive financial-health read.

Piotroski Score

8

Relatively strong quality score.

Altman Z-Score

0.8

Lower score that deserves closer risk review.

FCF / Net Income

167.6%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for The Hanover Insurance Group Inc (NYSE-THG). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for The Hanover Insurance Group Inc (NYSE-THG)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

February 3, 2027

Days to Earnings

89

Dividend Yield

1.5%

Current income yield reference.

Payout Ratio

17.8%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for The Hanover Insurance Group Inc (NYSE-THG), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

The Hanover Insurance Group Inc (NYSE-THG) Stock Forecast & Technical Outlook

Review The Hanover Insurance Group Inc (NYSE-THG) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for The Hanover Insurance Group Inc (NYSE-THG) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Neutral

The 1-hour technical read for The Hanover Insurance Group Inc (NYSE-THG) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for The Hanover Insurance Group Inc (NYSE-THG) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for The Hanover Insurance Group Inc (NYSE-THG) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for The Hanover Insurance Group Inc (NYSE-THG) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for The Hanover Insurance Group Inc (NYSE-THG)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, The Hanover Insurance Group Inc (NYSE-THG) has a Hold consensus, with 1 buy, 6 hold and 0 sell recommendations in the current data set.

Buy 1
Hold 6
Sell 0
FAQ • Fast Investor Answers

The Hanover Insurance Group Inc (NYSE-THG) Stock FAQ

Data-supported answers about The Hanover Insurance Group Inc (NYSE-THG), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$227.67
Estimated downside 8.7%
Valuation Rating
Overvalued
Estimated downside of 8.7%
Analyst Target
$240.25
Implied downside 3.6%
Financial Health
Great
Current financial-health read

The current fair value estimate for The Hanover Insurance Group Inc (NYSE-THG) is $227.67. This implies an estimated downside of 8.7% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 8.7% versus the current market price.

The available analyst price target for The Hanover Insurance Group Inc (NYSE-THG) is $240.25. The analyst target implies estimated downside of 3.6%.

The current financial health read for The Hanover Insurance Group Inc (NYSE-THG) is Great. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for The Hanover Insurance Group Inc (NYSE-THG) is February 3, 2027.

Based on the current data, dividend yield is 1.5%.

The current P/E ratio listed for The Hanover Insurance Group Inc (NYSE-THG) is 11.5x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for The Hanover Insurance Group Inc is 8.568 B.

The current enterprise value listed for The Hanover Insurance Group Inc is 8.905 B. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for The Hanover Insurance Group Inc is NYSE-THG, and the stock is listed on NYSE.

The Hanover Insurance Group Inc (NYSE-THG) is listed on NYSE.

The current debt-to-total-capital ratio listed for The Hanover Insurance Group Inc is 8.9%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for The Hanover Insurance Group Inc is 99.0%. Free float helps investors understand how much of the share base is available for public trading.