Unum Group (UNM)

Unum Group is a financial protection and insurance company headquartered in Chattanooga, Tennessee. Through its subsidiaries, the company serves customers in the United States, the United Kingdom, and Poland. Its operations are organized into Unum US, Unum International, Colonial Life, and Closed Block segments. Unum Group provides a range of employee-focused protection products, including group long-term and short-term disability coverage, group life insurance, and accidental death and dismemberment products. It also offers supplemental and voluntary benefits such as individual disability, dental and vision, accident, sickness, life, cancer, and critical illness coverage, along with group pensions, individual life, corporate-owned life insurance, reinsurance pools, and related management operations. The company primarily sells through field sales personnel, independent brokers, consultants, and contractor agent networks. Founded in 1848, it was previously known as UnumProvident Corporation and adopted the Unum Group name in 2007.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NYSE-UNM
$95.16
0.0% Downside
Fair
$101.85
7.0% Upside
Fair
Good
2.1%
November 3, 2026
21.5x
1.4x
1.1x
15.069 B
18.924 B
20.9%
90.6%
1.1
43.8%
98.6%
Valuation • Fair Value

Unum Group (NYSE-UNM) Fair Value by Valuation Model

Review the available estimates for Unum Group (NYSE-UNM), including Ben Graham Formula Value, DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$95.16

Primary valuation read based on the latest available data.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$49.25

Classic Ben Graham valuation formula reference.

DDM Fair Value

$116.52

Dividend discount model valuation reference.

Comps Fair Value

$88.04

Comparable-company valuation reference.

Analyst Price Target

$101.85

Analysts imply upside of 7.0%.

How to read these valuation models

Use the 6 available valuation references for Unum Group (NYSE-UNM) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Unum Group (NYSE-UNM)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

13.348 B

Current operating scale indicator.

Revenue Forecast

11.825 B

Forward revenue estimate.

EBITDA

1.262 B

Current operating profitability reference.

EBITDA Forecast

1.629 B

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review Unum Group (NYSE-UNM) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Unum Group (NYSE-UNM)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Good

Positive financial-health read.

Piotroski Score

6

Mid-range quality score.

Altman Z-Score

1.1

Lower score that deserves closer risk review.

FCF / Net Income

98.6%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Unum Group (NYSE-UNM). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Unum Group (NYSE-UNM)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

November 3, 2026

Days to Earnings

46

Dividend Yield

2.1%

Current income yield reference.

Payout Ratio

43.8%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Unum Group (NYSE-UNM), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Unum Group (NYSE-UNM) Stock Forecast & Technical Outlook

Review Unum Group (NYSE-UNM) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Neutral

The 15-minute technical read for Unum Group (NYSE-UNM) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Buy

The 1-hour technical read for Unum Group (NYSE-UNM) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for Unum Group (NYSE-UNM) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Unum Group (NYSE-UNM) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Unum Group (NYSE-UNM) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Unum Group (NYSE-UNM)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Buy

Based on the available recommendation mix, Unum Group (NYSE-UNM) has a Buy consensus, with 7 buy, 4 hold and 0 sell recommendations in the current data set.

Buy 7
Hold 4
Sell 0
FAQ Fast Investor Answers

Unum Group (NYSE-UNM) Stock FAQ

Data-supported answers about Unum Group (NYSE-UNM), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$95.16
Near current price
Valuation Rating
Near Fair Value
Price is close to fair value
Analyst Target
$101.85
Implied upside 7.0%
Financial Health
Good
Current financial-health read

The current fair value estimate for Unum Group (NYSE-UNM) is $95.16. The stock is trading close to the current fair value estimate.

Based on the current fair value estimate, the stock is trading close to its estimated fair value.

The available analyst price target for Unum Group (NYSE-UNM) is $101.85. The analyst target implies estimated upside of 7.0%.

The current financial health read for Unum Group (NYSE-UNM) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Unum Group (NYSE-UNM) is November 3, 2026.

Based on the current data, dividend yield is 2.1%.

The current P/E ratio listed for Unum Group (NYSE-UNM) is 21.5x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Unum Group is 15.069 B.

The current enterprise value listed for Unum Group is 18.924 B. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for Unum Group is NYSE-UNM, and the stock is listed on NYSE.

Unum Group (NYSE-UNM) is listed on NYSE.

The current debt-to-total-capital ratio listed for Unum Group is 20.9%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Unum Group is 90.6%. Free float helps investors understand how much of the share base is available for public trading.