White Mountains Insurance Group Ltd (WTM)

White Mountains Insurance Group Ltd is a Bermuda-based insurance holding company listed on the NYSE as common stock. Through its operating segments, the group is active in property and casualty insurance and reinsurance, including specialty lines such as aviation, cyber, surety, marine and energy, casualty, accident and health, and selected municipal bond reinsurance activities. Its businesses are conducted in the United States, the United Kingdom, Bermuda, and other international markets, using brokers, managing general agents, and reinsurance intermediaries. The company also has interests beyond insurance, including capital solutions for boutique asset and wealth managers, investment management, strategic advisory work, and specialty electrical contracting. Founded in 1980 and headquartered in Hamilton, Bermuda, it was previously known as Fund American Enterprises Holdings, Inc. before adopting its current name in 1999.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NYSE-WTM
$2,658
28.9% Upside
Undervalued
Not available
Not available
Great
0.0%
November 9, 2026
4.4x
0.9x
1.6x
4.854 B
6.545 B
14.0%
96.7%
6.5
0.2%
35.3%
Valuation • Fair Value

White Mountains Insurance Group Ltd (NYSE-WTM) Fair Value by Valuation Model

Review the available estimates for White Mountains Insurance Group Ltd (NYSE-WTM), including Ben Graham Formula Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$2,658

Estimated upside of 28.9% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$5,176

Classic Ben Graham valuation formula reference.

Comps Fair Value

$2,658

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use the 4 available valuation references for White Mountains Insurance Group Ltd (NYSE-WTM) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for White Mountains Insurance Group Ltd (NYSE-WTM)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

2.979 B

Current operating scale indicator.

Revenue Forecast

3.246 B

Forward revenue estimate.

EBITDA

748.6 M

Current operating profitability reference.

EBITDA Forecast

948.6 M

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review White Mountains Insurance Group Ltd (NYSE-WTM) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for White Mountains Insurance Group Ltd (NYSE-WTM)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Great

Positive financial-health read.

Piotroski Score

6

Mid-range quality score.

Altman Z-Score

6.5

Relatively strong balance-sheet zone.

FCF / Net Income

35.3%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for White Mountains Insurance Group Ltd (NYSE-WTM). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for White Mountains Insurance Group Ltd (NYSE-WTM)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

November 9, 2026

Days to Earnings

52

Dividend Yield

0.0%

No current dividend yield is indicated.

Payout Ratio

0.2%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for White Mountains Insurance Group Ltd (NYSE-WTM), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

White Mountains Insurance Group Ltd (NYSE-WTM) Stock Forecast & Technical Outlook

Review White Mountains Insurance Group Ltd (NYSE-WTM) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for White Mountains Insurance Group Ltd (NYSE-WTM) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Neutral

The 1-hour technical read for White Mountains Insurance Group Ltd (NYSE-WTM) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Sell

The daily technical read for White Mountains Insurance Group Ltd (NYSE-WTM) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Sell

The weekly technical read for White Mountains Insurance Group Ltd (NYSE-WTM) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for White Mountains Insurance Group Ltd (NYSE-WTM) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for White Mountains Insurance Group Ltd (NYSE-WTM)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, White Mountains Insurance Group Ltd (NYSE-WTM) has a Hold consensus, with 0 buy, 1 hold and 0 sell recommendations in the current data set.

Buy 0
Hold 1
Sell 0
FAQ Fast Investor Answers

White Mountains Insurance Group Ltd (NYSE-WTM) Stock FAQ

Data-supported answers about White Mountains Insurance Group Ltd (NYSE-WTM), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$2,658
Estimated upside 28.9%
Valuation Rating
Undervalued
Estimated upside of 28.9%
Financial Health
Great
Current financial-health read

The current fair value estimate for White Mountains Insurance Group Ltd (NYSE-WTM) is $2,658. This implies an estimated upside of 28.9% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 28.9% versus the current market price.

The current financial health read for White Mountains Insurance Group Ltd (NYSE-WTM) is Great. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for White Mountains Insurance Group Ltd (NYSE-WTM) is November 9, 2026.

The latest available data indicates no current dividend yield for White Mountains Insurance Group Ltd (NYSE-WTM).

The current P/E ratio listed for White Mountains Insurance Group Ltd (NYSE-WTM) is 4.4x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for White Mountains Insurance Group Ltd is 4.854 B.

The current enterprise value listed for White Mountains Insurance Group Ltd is 6.545 B. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for White Mountains Insurance Group Ltd is NYSE-WTM, and the stock is listed on NYSE.

White Mountains Insurance Group Ltd (NYSE-WTM) is listed on NYSE.

The current debt-to-total-capital ratio listed for White Mountains Insurance Group Ltd is 14.0%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for White Mountains Insurance Group Ltd is 96.7%. Free float helps investors understand how much of the share base is available for public trading.