White Mountains Insurance Group Ltd (WTM)

White Mountains Insurance Group Ltd is a Bermuda-based insurance holding company listed on the NYSE as common stock. Through its operating segments, the group is active in property and casualty insurance and reinsurance, including specialty lines such as aviation, cyber, surety, marine and energy, casualty, accident and health, and selected municipal bond reinsurance activities. Its businesses are conducted in the United States, the United Kingdom, Bermuda, and other international markets, using brokers, managing general agents, and reinsurance intermediaries. The company also has interests beyond insurance, including capital solutions for boutique asset and wealth managers, investment management, strategic advisory work, and specialty electrical contracting. Founded in 1980 and headquartered in Hamilton, Bermuda, it was previously known as Fund American Enterprises Holdings, Inc. before adopting its current name in 1999.


Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NYSE-WTM
$2,640
21.3% Upside
Undervalued
Great
1
0.0%
August 10, 2026
5.2x
1.0x
1.9x
5.406 B
6.831 B
11.9%
96.8%
6.7
0.2%
60.6%
Valuation • Fair Value

White Mountains Insurance Group Ltd (NYSE-WTM) Fair Value by Valuation Model

Compare the primary fair value estimate for White Mountains Insurance Group Ltd (NYSE-WTM) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$2,640

Estimated upside of 21.3% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$4,655

Classic Ben Graham valuation formula reference.

DDM Fair Value

NM

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$2,640

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use this section to compare the primary fair value estimate for White Mountains Insurance Group Ltd (NYSE-WTM) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for White Mountains Insurance Group Ltd (NYSE-WTM)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

2.823 B

Current operating scale indicator.

Revenue Forecast

3.246 B

Forward revenue estimate.

EBITDA

654.6 M

Current operating profitability reference.

EBITDA Forecast

948.6 M

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review White Mountains Insurance Group Ltd (NYSE-WTM) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for White Mountains Insurance Group Ltd (NYSE-WTM)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Great

Positive financial-health read.

Piotroski Score

7

Relatively strong quality score.

Beneish M-Score

NM

Forensic accounting screen.

Altman Z-Score

6.7

Relatively strong balance-sheet zone.

FCF / Net Income

60.6%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for White Mountains Insurance Group Ltd (NYSE-WTM). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for White Mountains Insurance Group Ltd (NYSE-WTM)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

August 10, 2026

Days to Earnings

20

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

0.0%

Income yield reference.

Upcoming Dividend

1

Upcoming distribution amount.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

USD

Currency used for the distribution.

Payout Ratio

0.2%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for White Mountains Insurance Group Ltd (NYSE-WTM), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

White Mountains Insurance Group Ltd (NYSE-WTM) Stock Forecast & Technical Outlook

Review White Mountains Insurance Group Ltd (NYSE-WTM) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for White Mountains Insurance Group Ltd (NYSE-WTM) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for White Mountains Insurance Group Ltd (NYSE-WTM) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for White Mountains Insurance Group Ltd (NYSE-WTM) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for White Mountains Insurance Group Ltd (NYSE-WTM) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for White Mountains Insurance Group Ltd (NYSE-WTM) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for White Mountains Insurance Group Ltd (NYSE-WTM)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, White Mountains Insurance Group Ltd (NYSE-WTM) has a Hold consensus, with 0 buy, 1 hold and 0 sell recommendations in the current data set.

Buy 0
Hold 1
Sell 0
FAQ Fast Investor Answers

White Mountains Insurance Group Ltd (NYSE-WTM) Stock FAQ

Quick answers about White Mountains Insurance Group Ltd (NYSE-WTM) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$2,640
Estimated upside 21.3%
Valuation Rating
Undervalued
Estimated upside of 21.3%
Analyst Target
Not available
Data is currently unavailable
Financial Health
Great
Current financial-health read

The current fair value estimate for White Mountains Insurance Group Ltd (NYSE-WTM) is $2,640. This implies an estimated upside of 21.3% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 21.3% versus the current market price.

An analyst price target for White Mountains Insurance Group Ltd (NYSE-WTM) is not currently available in the latest data file.

The current financial health read for White Mountains Insurance Group Ltd (NYSE-WTM) is Great. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for White Mountains Insurance Group Ltd (NYSE-WTM) is August 10, 2026.

Based on the current data, dividend yield is 0.0%, upcoming dividend amount is 1.

The current P/E ratio listed for White Mountains Insurance Group Ltd (NYSE-WTM) is 5.2x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for White Mountains Insurance Group Ltd is 5.406 B.

The current enterprise value listed for White Mountains Insurance Group Ltd is 6.831 B. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for White Mountains Insurance Group Ltd is NYSE-WTM, and the stock is listed on NYSE.

White Mountains Insurance Group Ltd (NYSE-WTM) is listed on NYSE.

The current debt-to-total-capital ratio listed for White Mountains Insurance Group Ltd is 11.9%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for White Mountains Insurance Group Ltd is 96.8%. Free float helps investors understand how much of the share base is available for public trading.