OneMain Holdings Inc (OMF)

OneMain Holdings, Inc. is a financial services holding company focused on consumer finance and insurance in the United States. Through its lending businesses, the company originates, underwrites, and services consumer loans, including personal loans and auto finance. Its offerings also include secured auto financing, credit cards, optional credit protection products such as life, disability, and involuntary unemployment coverage, as well as non-credit insurance, guaranteed asset protection coverage, and membership plans. OneMain distributes personal loans through its branch network, central operations, digital affiliates, and website. Formerly known as Springleaf Holdings, Inc., the company adopted its current name in November 2015 and was incorporated in 2013. It is headquartered in Evansville, Indiana.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NYSE-OMF
$48.67
-13.5% Downside
Fair
$68.64
22.1% Upside
Undervalued
Good
7.5%
October 28, 2026
8.3x
1.9x
2.1x
6.47 B
77.9%
94.1%
9.8
39.4%
413.8%
Valuation • Fair Value

OneMain Holdings Inc (NYSE-OMF) Fair Value by Valuation Model

Review the available estimates for OneMain Holdings Inc (NYSE-OMF), including Ben Graham Formula Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$48.67

Estimated downside of 13.5% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$75.33

Classic Ben Graham valuation formula reference.

Comps Fair Value

$48.67

Comparable-company valuation reference.

Analyst Price Target

$68.64

Analysts imply upside of 22.1%.

How to read these valuation models

Use the 5 available valuation references for OneMain Holdings Inc (NYSE-OMF) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for OneMain Holdings Inc (NYSE-OMF)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

3.02 B

Current operating scale indicator.

Revenue Forecast

3.176 B

Forward revenue estimate.

EBITDA

1.753 B

Current operating profitability reference.

EBITDA Forecast

2.564 B

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review OneMain Holdings Inc (NYSE-OMF) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for OneMain Holdings Inc (NYSE-OMF)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Good

Positive financial-health read.

Piotroski Score

7

Relatively strong quality score.

Beneish M-Score

-2.87

No elevated caution signal from this screen.

Altman Z-Score

9.8

Relatively strong balance-sheet zone.

FCF / Net Income

413.8%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for OneMain Holdings Inc (NYSE-OMF). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for OneMain Holdings Inc (NYSE-OMF)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

October 28, 2026

Days to Earnings

22

Dividend Yield

7.5%

Current income yield reference.

Payout Ratio

39.4%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for OneMain Holdings Inc (NYSE-OMF), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

OneMain Holdings Inc (NYSE-OMF) Stock Forecast & Technical Outlook

Review OneMain Holdings Inc (NYSE-OMF) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Buy

The 15-minute technical read for OneMain Holdings Inc (NYSE-OMF) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Buy

The 1-hour technical read for OneMain Holdings Inc (NYSE-OMF) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Sell

The daily technical read for OneMain Holdings Inc (NYSE-OMF) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Sell

The weekly technical read for OneMain Holdings Inc (NYSE-OMF) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Sell

The monthly technical read for OneMain Holdings Inc (NYSE-OMF) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for OneMain Holdings Inc (NYSE-OMF)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Buy

Based on the available recommendation mix, OneMain Holdings Inc (NYSE-OMF) has a Buy consensus, with 8 buy, 4 hold and 0 sell recommendations in the current data set.

Buy 8
Hold 4
Sell 0
FAQ • Fast Investor Answers

OneMain Holdings Inc (NYSE-OMF) Stock FAQ

Data-supported answers about OneMain Holdings Inc (NYSE-OMF), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$48.67
Estimated downside 13.5%
Valuation Rating
Overvalued
Estimated downside of 13.5%
Analyst Target
$68.64
Implied upside 22.1%
Financial Health
Good
Current financial-health read

The current fair value estimate for OneMain Holdings Inc (NYSE-OMF) is $48.67. This implies an estimated downside of 13.5% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 13.5% versus the current market price.

The available analyst price target for OneMain Holdings Inc (NYSE-OMF) is $68.64. The analyst target implies estimated upside of 22.1%.

The current financial health read for OneMain Holdings Inc (NYSE-OMF) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for OneMain Holdings Inc (NYSE-OMF) is October 28, 2026.

Based on the current data, dividend yield is 7.5%.

The current P/E ratio listed for OneMain Holdings Inc (NYSE-OMF) is 8.3x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for OneMain Holdings Inc is 6.47 B.

The ticker symbol for OneMain Holdings Inc is NYSE-OMF, and the stock is listed on NYSE.

OneMain Holdings Inc (NYSE-OMF) is listed on NYSE.

The current debt-to-total-capital ratio listed for OneMain Holdings Inc is 77.9%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for OneMain Holdings Inc is 94.1%. Free float helps investors understand how much of the share base is available for public trading.