Capital One Financial Corporation (COF)

Capital One Financial Corporation is a common stock listing on the NYSE for the U.S. financial services holding company behind Capital One, National Association. The company provides a range of banking and consumer finance products and services across the United States, Canada, and the United Kingdom. Its operations are organized into three segments: Credit Card, Consumer Banking, and Commercial Banking. Capital One accepts a variety of deposit products, including checking, savings, money market, time, negotiable order of withdrawal, and sweep accounts, and it originates loans such as credit card, personal, auto, retail banking, commercial real estate, multifamily real estate, and commercial and industrial loans. The company also provides card products, lending, advisory, capital markets, net interchange, treasury management, and depository services to consumers, small businesses, and commercial clients.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NYSE-COF
$243.27
20.8% Upside
Undervalued
$254.55
26.4% Upside
Undervalued
Great
1.6%
January 26, 2027
12.0x
1.2x
2.5x
121.1 B
28.4%
98.6%
-0.5
20.5%
293.2%
Valuation • Fair Value

Capital One Financial Corporation (NYSE-COF) Fair Value by Valuation Model

Review the available estimates for Capital One Financial Corporation (NYSE-COF), including Ben Graham Formula Value, DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$243.27

Estimated upside of 20.8% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$186.85

Classic Ben Graham valuation formula reference.

DDM Fair Value

$388.63

Dividend discount model valuation reference.

Comps Fair Value

$194.82

Comparable-company valuation reference.

Analyst Price Target

$254.55

Analysts imply upside of 26.4%.

How to read these valuation models

Use the 6 available valuation references for Capital One Financial Corporation (NYSE-COF) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Capital One Financial Corporation (NYSE-COF)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

48.893 B

Current operating scale indicator.

Revenue Forecast

39.316 B

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

EBITDA Forecast

39.05 B

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review Capital One Financial Corporation (NYSE-COF) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Capital One Financial Corporation (NYSE-COF)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Great

Positive financial-health read.

Piotroski Score

7

Relatively strong quality score.

Altman Z-Score

-0.5

Lower score that deserves closer risk review.

FCF / Net Income

293.2%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Capital One Financial Corporation (NYSE-COF). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Capital One Financial Corporation (NYSE-COF)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

January 26, 2027

Days to Earnings

94

Dividend Yield

1.6%

Current income yield reference.

Payout Ratio

20.5%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Capital One Financial Corporation (NYSE-COF), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Capital One Financial Corporation (NYSE-COF) Stock Forecast & Technical Outlook

Review Capital One Financial Corporation (NYSE-COF) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Neutral

The 15-minute technical read for Capital One Financial Corporation (NYSE-COF) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for Capital One Financial Corporation (NYSE-COF) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Neutral

The daily technical read for Capital One Financial Corporation (NYSE-COF) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Sell

The weekly technical read for Capital One Financial Corporation (NYSE-COF) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Neutral

The monthly technical read for Capital One Financial Corporation (NYSE-COF) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Capital One Financial Corporation (NYSE-COF)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Strong Buy

Based on the available recommendation mix, Capital One Financial Corporation (NYSE-COF) has a Strong Buy consensus, with 14 buy, 5 hold and 0 sell recommendations in the current data set.

Buy 14
Hold 5
Sell 0
FAQ • Fast Investor Answers

Capital One Financial Corporation (NYSE-COF) Stock FAQ

Data-supported answers about Capital One Financial Corporation (NYSE-COF), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$243.27
Estimated upside 20.8%
Valuation Rating
Undervalued
Estimated upside of 20.8%
Analyst Target
$254.55
Implied upside 26.4%
Financial Health
Great
Current financial-health read

The current fair value estimate for Capital One Financial Corporation (NYSE-COF) is $243.27. This implies an estimated upside of 20.8% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 20.8% versus the current market price.

The available analyst price target for Capital One Financial Corporation (NYSE-COF) is $254.55. The analyst target implies estimated upside of 26.4%.

The current financial health read for Capital One Financial Corporation (NYSE-COF) is Great. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Capital One Financial Corporation (NYSE-COF) is January 26, 2027.

Based on the current data, dividend yield is 1.6%.

The current P/E ratio listed for Capital One Financial Corporation (NYSE-COF) is 12.0x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Capital One Financial Corporation is 121.1 B.

The ticker symbol for Capital One Financial Corporation is NYSE-COF, and the stock is listed on NYSE.

Capital One Financial Corporation (NYSE-COF) is listed on NYSE.

The current debt-to-total-capital ratio listed for Capital One Financial Corporation is 28.4%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Capital One Financial Corporation is 98.6%. Free float helps investors understand how much of the share base is available for public trading.