FinVolution Group (FINV)

FinVolution Group, listed in the U.S. through an ADR representing common stock, is linked to an investment holding company focused on online consumer finance. The group operates in China, Indonesia, and other international markets through digital lending and financial service platforms, including ppdai.com and the PPDai mobile application, KOO Virtual Credit, AdaKami, and JuanHand. Its services are centered on online lending and related personalized financial solutions. The company was founded in 2007, was previously known as PPDAI Group Inc., and adopted its current name in November 2019. FinVolution Group is headquartered in Shanghai, People’s Republic of China.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NYSE-FINV
$4.80
47.1% Upside
Undervalued
$5.58
71.3% Upside
Bargain
Good
8.8%
November 23, 2026
2.8x
0.3x
0.4x
801.3 M
99.994 M
22.4%
46.4%
12.9
26.8%
23.5%
Valuation • Fair Value

FinVolution Group (NYSE-FINV) Fair Value by Valuation Model

Review the available estimates for FinVolution Group (NYSE-FINV), including Ben Graham Formula Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$4.80

Estimated upside of 47.1% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$12.85

Classic Ben Graham valuation formula reference.

Comps Fair Value

$4.80

Comparable-company valuation reference.

Analyst Price Target

$5.58

Analysts imply upside of 71.3%.

How to read these valuation models

Use the 5 available valuation references for FinVolution Group (NYSE-FINV) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for FinVolution Group (NYSE-FINV)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

1.938 B

Current operating scale indicator.

Revenue Forecast

1.7 B

Forward revenue estimate.

EBITDA

867 M

Current operating profitability reference.

EBITDA Forecast

246 M

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review FinVolution Group (NYSE-FINV) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for FinVolution Group (NYSE-FINV)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Good

Positive financial-health read.

Piotroski Score

3

Weak quality score that deserves closer review.

Beneish M-Score

-2.14

Intermediate zone that deserves monitoring.

Altman Z-Score

12.9

Relatively strong balance-sheet zone.

FCF / Net Income

23.5%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for FinVolution Group (NYSE-FINV). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for FinVolution Group (NYSE-FINV)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

November 23, 2026

Days to Earnings

62

Dividend Yield

8.8%

Current income yield reference.

Payout Ratio

26.8%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for FinVolution Group (NYSE-FINV), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

FinVolution Group (NYSE-FINV) Stock Forecast & Technical Outlook

Review FinVolution Group (NYSE-FINV) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Buy

The 15-minute technical read for FinVolution Group (NYSE-FINV) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Sell

The 1-hour technical read for FinVolution Group (NYSE-FINV) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Sell

The daily technical read for FinVolution Group (NYSE-FINV) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Sell

The weekly technical read for FinVolution Group (NYSE-FINV) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Sell

The monthly technical read for FinVolution Group (NYSE-FINV) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for FinVolution Group (NYSE-FINV)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Strong Buy

Based on the available recommendation mix, FinVolution Group (NYSE-FINV) has a Strong Buy consensus, with 5 buy, 1 hold and 0 sell recommendations in the current data set.

Buy 5
Hold 1
Sell 0
FAQ Fast Investor Answers

FinVolution Group (NYSE-FINV) Stock FAQ

Data-supported answers about FinVolution Group (NYSE-FINV), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$4.80
Estimated upside 47.1%
Valuation Rating
Undervalued
Estimated upside of 47.1%
Analyst Target
$5.58
Implied upside 71.3%
Financial Health
Good
Current financial-health read

The current fair value estimate for FinVolution Group (NYSE-FINV) is $4.80. This implies an estimated upside of 47.1% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 47.1% versus the current market price.

The available analyst price target for FinVolution Group (NYSE-FINV) is $5.58. The analyst target implies estimated upside of 71.3%.

The current financial health read for FinVolution Group (NYSE-FINV) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for FinVolution Group (NYSE-FINV) is November 23, 2026.

Based on the current data, dividend yield is 8.8%.

The current P/E ratio listed for FinVolution Group (NYSE-FINV) is 2.8x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for FinVolution Group is 801.3 M.

The current enterprise value listed for FinVolution Group is 99.994 M. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for FinVolution Group is NYSE-FINV, and the stock is listed on NYSE.

FinVolution Group (NYSE-FINV) is listed on NYSE.

The current debt-to-total-capital ratio listed for FinVolution Group is 22.4%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for FinVolution Group is 46.4%. Free float helps investors understand how much of the share base is available for public trading.