What is the fair value of Synchrony Financial (NYSE-SYF) stock?

The current fair value estimate for Synchrony Financial (NYSE-SYF) is $72.61. This implies an estimated upside of 0.9% versus the current market price.

Is Synchrony Financial (NYSE-SYF) undervalued or overvalued?

Based on the current fair value estimate, the stock is trading close to its estimated fair value.

What is the analyst price target for NYSE-SYF stock?

The available analyst price target for Synchrony Financial (NYSE-SYF) is $89.83. The analyst target implies estimated upside of 24.9%.

How is the financial health of Synchrony Financial?

The current financial health read for Synchrony Financial (NYSE-SYF) is Great. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

When is Synchrony Financial's next earnings date?

The next earnings date currently listed for Synchrony Financial (NYSE-SYF) is July 21, 2026.

Does Synchrony Financial (NYSE-SYF) pay dividends?

Based on the current data, dividend yield is 1.6%, upcoming dividend amount is 1.2.

What is the P/E ratio for Synchrony Financial (NYSE-SYF)?

The current P/E ratio listed for Synchrony Financial (NYSE-SYF) is 6.9x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

What is the market capitalization of Synchrony Financial?

The current market capitalization listed for Synchrony Financial is 24.693 B.

What is the ticker symbol for Synchrony Financial?

The ticker symbol for Synchrony Financial is NYSE-SYF, and the stock is listed on NYSE.

Where is Synchrony Financial (NYSE-SYF) listed?

Synchrony Financial (NYSE-SYF) is listed on NYSE.

What is the debt-to-total-capital ratio for Synchrony Financial?

The current debt-to-total-capital ratio listed for Synchrony Financial is 38.8%, which helps investors evaluate the company’s financing structure and leverage profile.

What is the free float for Synchrony Financial?

The free float listed for Synchrony Financial is 99.4%. Free float helps investors understand how much of the share base is available for public trading.

Synchrony Financial (SYF) Fair Value & Stock Analysis

Synchrony Financial (SYF)

Synchrony Financial is a consumer financial services company headquartered in Stamford, Connecticut, and founded in 1932. Through its subsidiaries, the company provides a range of credit and banking products in the United States, including credit cards, commercial credit products, consumer installment loans, and deposit products such as certificates of deposit, money market accounts, savings accounts, individual retirement accounts, and sweep and affinity deposits. Synchrony also offers debt cancellation products for credit card customers through digital channels, along with healthcare payments and financing solutions under brands such as CareCredit and Walgreens. Its payment and financing programs support sectors including retail, health and wellness, home, auto, telecommunications, pet, outdoor, and related industries through relationships with national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers.

Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Technical Outlook FAQ

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Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.

Ticker	Fair Value	Fair Value Upside/Downside	Fair Value Rating	Analyst Price Target	Analyst Target Upside/Downside	Analyst Target Rating	Overall Financial Health	Upcoming Dividend Ex-Date	Dividend Payment Date	Upcoming Dividend	Dividend Yield	Next Earnings Date	P/E Ratio	Price-to-Book Ratio	Price-to-Sales Ratio	Market Cap	Enterprise Value	Total Debt / Total Capital	Free Float / Shares Outstanding	Altman Z-Score	Payout Ratio	Free Cash Flow / Net Income
NYSE-SYF	$72.61	0.9% Upside	Fair	$89.83	24.9% Upside	Undervalued	Great	—	—	1.2	1.6%	July 21, 2026	6.9x	1.6x	2.4x	24.693 B	—	38.8%	99.4%	0.7	14.4%	279.6%