What is the fair value of Yirendai Ltd (NYSE-YRD) stock?

The current fair value estimate for Yirendai Ltd (NYSE-YRD) is $1.50. This implies an estimated upside of 48.4% versus the current market price.

Is Yirendai Ltd (NYSE-YRD) undervalued or overvalued?

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 48.4% versus the current market price.

How is the financial health of Yirendai Ltd?

The current financial health read for Yirendai Ltd (NYSE-YRD) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

When is Yirendai Ltd's next earnings date?

The next earnings date currently listed for Yirendai Ltd (NYSE-YRD) is November 25, 2026.

Does Yirendai Ltd (NYSE-YRD) pay dividends?

Based on the current data, dividend yield is 40.8%.

What is the market capitalization of Yirendai Ltd?

The current market capitalization listed for Yirendai Ltd is 88.363 M.

What is the enterprise value of Yirendai Ltd?

The current enterprise value listed for Yirendai Ltd is -255.3 M. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

What is the ticker symbol for Yirendai Ltd?

The ticker symbol for Yirendai Ltd is NYSE-YRD, and the stock is listed on NYSE.

Where is Yirendai Ltd (NYSE-YRD) listed?

Yirendai Ltd (NYSE-YRD) is listed on NYSE.

What is the debt-to-total-capital ratio for Yirendai Ltd?

The current debt-to-total-capital ratio listed for Yirendai Ltd is 5.7%, which helps investors evaluate the company’s financing structure and leverage profile.

What is the free float for Yirendai Ltd?

The free float listed for Yirendai Ltd is 16.5%. Free float helps investors understand how much of the share base is available for public trading.

Yirendai Ltd (YRD) Fair Value & Stock Analysis

Yirendai Ltd (YRD)

Yirendai Ltd. (NYSE: YRD) is listed in the United States as an American depositary receipt representing common stock. The underlying business, now known as Yiren Digital Ltd., provides financial services in China through an AI-powered platform. Its services include loan products for borrowers, insurance brokerage, and consumer and lifestyle services that support a range of non-financial needs. The company serves clients at different stages of growth and focuses on financing needs related to both consumption and production activities. Founded in 2012 and based in Beijing, the People’s Republic of China, the business operates as a subsidiary of CreditEase Holdings (Cayman) Limited. The company adopted the Yiren Digital Ltd. name in September 2019.

Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Market Outlook FAQ

Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.

Ticker	Fair Value	Fair Value Upside/Downside	Fair Value Rating	Analyst Price Target	Analyst Target Upside/Downside	Overall Financial Health	Dividend Yield	Next Earnings Date	Price-to-Book Ratio	Price-to-Sales Ratio	Market Cap	Enterprise Value	Total Debt / Total Capital	Free Float / Shares Outstanding	Altman Z-Score	Payout Ratio	Free Cash Flow / Net Income
NYSE-YRD	$1.50	48.4% Upside	Undervalued	Not available	Not available	Fair	40.8%	November 25, 2026	0.1x	0.1x	88.363 M	-255.3 M	5.7%	16.5%	13.2	-39.8%	66.5%