Swiss Life Holding AG ADR (SZLMY)

Swiss Life Holding AG ADR is a depositary receipt representing common stock of Swiss Life Holding AG and trades on OTC Markets under the symbol SZLM.Y. The underlying company is a Switzerland-based financial services group focused on life insurance, pensions, and related solutions for private and corporate clients. Its activities span life, pension, health, annuity, investment-type, disability, property and casualty, liability and motor, accident, health, and payment protection coverage. Swiss Life also manages assets, provides advisory services, and has interests in private equity, information technology, real estate, finance, banking, reinsurance, brokering, staff restaurant and canteen operations, and investment funds. The group serves customers through its sales force and distribution partners and markets products under the Swiss Life Select, Tecis, Horbach, Proventus, and Chase de Vere brands. Founded in 1857 and headquartered in Zurich, Switzerland, it also operates in France, Germany, the United Kingdom, Luxembourg, and other international markets.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
OTC-SZLM.Y
$41.45
-25.8% Downside
Overvalued
Not available
Not available
Fair
2.5%
November 6, 2026
20.2x
4.1x
2.2x
31.2 B
46.848 B
39.3%
99.6%
6.2
79.0%
90.4%
Valuation • Fair Value

Swiss Life Holding AG ADR (OTC-SZLM.Y) Fair Value by Valuation Model

Review the available estimates for Swiss Life Holding AG ADR (OTC-SZLM.Y), including Ben Graham Formula Value, DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$41.45

Estimated downside of 25.8% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$31.59

Classic Ben Graham valuation formula reference.

DDM Fair Value

$41.19

Dividend discount model valuation reference.

Comps Fair Value

$41.63

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use the 5 available valuation references for Swiss Life Holding AG ADR (OTC-SZLM.Y) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Swiss Life Holding AG ADR (OTC-SZLM.Y)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

14.736 B

Current operating scale indicator.

Revenue Forecast

10.947 B

Forward revenue estimate.

EBITDA

2.484 B

Current operating profitability reference.

EBITDA Forecast

1.732 B

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review Swiss Life Holding AG ADR (OTC-SZLM.Y) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Swiss Life Holding AG ADR (OTC-SZLM.Y)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Fair

Mixed or neutral financial-health read.

Piotroski Score

6

Mid-range quality score.

Beneish M-Score

-2.49

No elevated caution signal from this screen.

Altman Z-Score

6.2

Relatively strong balance-sheet zone.

FCF / Net Income

90.4%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Swiss Life Holding AG ADR (OTC-SZLM.Y). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Swiss Life Holding AG ADR (OTC-SZLM.Y)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

November 6, 2026

Days to Earnings

45

Dividend Yield

2.5%

Current income yield reference.

Payout Ratio

79.0%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Swiss Life Holding AG ADR (OTC-SZLM.Y), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Technical Outlook

Technical Signals by Time Frame

Review the technical signals currently available for this stock across supported time frames.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for Swiss Life Holding AG ADR (OTC-SZLM.Y) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for Swiss Life Holding AG ADR (OTC-SZLM.Y) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Sell

The daily technical read for Swiss Life Holding AG ADR (OTC-SZLM.Y) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Sell

The weekly technical read for Swiss Life Holding AG ADR (OTC-SZLM.Y) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Swiss Life Holding AG ADR (OTC-SZLM.Y) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

FAQ • Fast Investor Answers

Swiss Life Holding AG ADR (OTC-SZLM.Y) Stock FAQ

Data-supported answers about Swiss Life Holding AG ADR (OTC-SZLM.Y), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$41.45
Estimated downside 25.8%
Valuation Rating
Overvalued
Estimated downside of 25.8%
Financial Health
Fair
Current financial-health read

The current fair value estimate for Swiss Life Holding AG ADR (OTC-SZLM.Y) is $41.45. This implies an estimated downside of 25.8% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 25.8% versus the current market price.

The current financial health read for Swiss Life Holding AG ADR (OTC-SZLM.Y) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Swiss Life Holding AG ADR (OTC-SZLM.Y) is November 6, 2026.

Based on the current data, dividend yield is 2.5%.

The current P/E ratio listed for Swiss Life Holding AG ADR (OTC-SZLM.Y) is 20.2x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Swiss Life Holding AG ADR is 31.2 B.

The current enterprise value listed for Swiss Life Holding AG ADR is 46.848 B. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for Swiss Life Holding AG ADR is OTC-SZLM.Y, and the stock is listed on OTC Markets.

Swiss Life Holding AG ADR (OTC-SZLM.Y) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for Swiss Life Holding AG ADR is 39.3%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Swiss Life Holding AG ADR is 99.6%. Free float helps investors understand how much of the share base is available for public trading.