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Unipol Gruppo SpA ADR (UFGSY)

Unipol Gruppo SpA ADR is a depositary receipt listed on OTC Markets that represents common stock of Unipol Assicurazioni S.p.A., an insurance group based in Bologna, Italy. The underlying business operates primarily in Italy and is organized across non-life insurance, life insurance, banking associates, and other activities. Its insurance portfolio includes cover for motor vehicles, sports craft, travel, homes and condominiums, business and professional risks, legal protection, accident and health, as well as products linked to investments and welfare. The company also provides life insurance, bancassurance, and reinsurance services. Beyond insurance, its activities extend to real estate management, hospitality, agricultural and healthcare-related operations, anti-theft systems, vehicle and glass repair, mobile payments, telematics, assistance services, telemedicine, home care, digital health, property services, and electronic payment and e-money services. The company was founded in 1961 and changed its name from Unipol Gruppo S.p.A. to Unipol Assicurazioni S.p.A. in January 2025.


Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Technical Outlook FAQ

Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
OTC-UFGS.Y
$16.52
3.7% Upside
Fair
—
—
—
Great
—
—
0.41
2.6%
August 6, 2026
12.6x
1.8x
1.7x
21.459 B
26.433 B
21.0%
56.1%
—
—
271.5%
Valuation • Fair Value

Unipol Gruppo SpA ADR (OTC-UFGS.Y) Fair Value by Valuation Model

Compare the primary fair value estimate for Unipol Gruppo SpA ADR (OTC-UFGS.Y) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$16.52

Estimated upside of 3.7% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$12.60

Classic Ben Graham valuation formula reference.

DDM Fair Value

$23.77

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$11.68

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use this section to compare the primary fair value estimate for Unipol Gruppo SpA ADR (OTC-UFGS.Y) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for Unipol Gruppo SpA ADR (OTC-UFGS.Y)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

12.619 B

Current operating scale indicator.

Revenue Forecast

13.157 B

Forward revenue estimate.

EBITDA

3.411 B

Current operating profitability reference.

EBITDA Forecast

20.322 B

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review Unipol Gruppo SpA ADR (OTC-UFGS.Y) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Unipol Gruppo SpA ADR (OTC-UFGS.Y)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Great

Positive financial-health read.

Piotroski Score

7

Relatively strong quality score.

Beneish M-Score

NM

Forensic accounting screen.

Altman Z-Score

Not available

Data is currently unavailable.

FCF / Net Income

271.5%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Unipol Gruppo SpA ADR (OTC-UFGS.Y). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Unipol Gruppo SpA ADR (OTC-UFGS.Y)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

August 6, 2026

Days to Earnings

16

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

2.6%

Income yield reference.

Upcoming Dividend

0.41

Upcoming distribution amount.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

USD

Currency used for the distribution.

Payout Ratio

Not available

Data is currently unavailable.

How to read events and dividends

This section helps investors track time-sensitive items for Unipol Gruppo SpA ADR (OTC-UFGS.Y), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Unipol Gruppo SpA ADR (OTC-UFGS.Y) Stock Forecast & Technical Outlook

Review Unipol Gruppo SpA ADR (OTC-UFGS.Y) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Buy

The 15-minute technical read for Unipol Gruppo SpA ADR (OTC-UFGS.Y) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Buy

The 1-hour technical read for Unipol Gruppo SpA ADR (OTC-UFGS.Y) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for Unipol Gruppo SpA ADR (OTC-UFGS.Y) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Unipol Gruppo SpA ADR (OTC-UFGS.Y) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Unipol Gruppo SpA ADR (OTC-UFGS.Y) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Unipol Gruppo SpA ADR (OTC-UFGS.Y)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Not available

Analyst recommendation data for Unipol Gruppo SpA ADR (OTC-UFGS.Y) is not currently available.

Buy 0
Hold 0
Sell 0
FAQ • Fast Investor Answers

Unipol Gruppo SpA ADR (OTC-UFGS.Y) Stock FAQ

Quick answers about Unipol Gruppo SpA ADR (OTC-UFGS.Y) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$16.52
Estimated upside 3.7%
Valuation Rating
Undervalued
Estimated upside of 3.7%
Analyst Target
Not available
Data is currently unavailable
Financial Health
Great
Current financial-health read

The current fair value estimate for Unipol Gruppo SpA ADR (OTC-UFGS.Y) is $16.52. This implies an estimated upside of 3.7% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 3.7% versus the current market price.

An analyst price target for Unipol Gruppo SpA ADR (OTC-UFGS.Y) is not currently available in the latest data file.

The current financial health read for Unipol Gruppo SpA ADR (OTC-UFGS.Y) is Great. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Unipol Gruppo SpA ADR (OTC-UFGS.Y) is August 6, 2026.

Based on the current data, dividend yield is 2.6%, upcoming dividend amount is 0.41.

The current P/E ratio listed for Unipol Gruppo SpA ADR (OTC-UFGS.Y) is 12.6x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Unipol Gruppo SpA ADR is 21.459 B.

The current enterprise value listed for Unipol Gruppo SpA ADR is 26.433 B. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for Unipol Gruppo SpA ADR is OTC-UFGS.Y, and the stock is listed on OTC Markets.

Unipol Gruppo SpA ADR (OTC-UFGS.Y) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for Unipol Gruppo SpA ADR is 21.0%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Unipol Gruppo SpA ADR is 56.1%. Free float helps investors understand how much of the share base is available for public trading.

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