Zenkoku Hosho Co Ltd ADR (ZNKKY)

Zenkoku Hosho Co Ltd ADR is a depositary receipt listed on OTC Markets for the common stock of ZENKOKU HOSHO Co., Ltd. The underlying issuer is a Japan-based financial services company focused on credit guarantees. Through itself and its subsidiaries, the company also provides non-life insurance agency services, credit screening, debt collection, clerical outsourcing and related contract services, as well as agency operations. ZENKOKU HOSHO Co., Ltd. was incorporated in 1981 and is headquartered in Tokyo, Japan.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Free Cash Flow / Net Income
OTC-ZNKK.Y
$15.20
47.9% Upside
Undervalued
Not available
Not available
Good
0.0%
November 5, 2026
12.7x
1.7x
7.1x
2.664 B
2.097 B
6.6%
99.8%
7.6
99.0%
Valuation • Fair Value

Zenkoku Hosho Co Ltd ADR (OTC-ZNKK.Y) Fair Value by Valuation Model

Review the available estimates for Zenkoku Hosho Co Ltd ADR (OTC-ZNKK.Y), including DCF Fair Value, Ben Graham Formula Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$15.20

Estimated upside of 47.9% versus the current market price.

Fair Value Confidence

High

Confidence level for the primary fair value estimate.

DCF Fair Value

$20.43

Discounted cash flow valuation reference.

Ben Graham Formula Value

$9.03

Classic Ben Graham valuation formula reference.

Comps Fair Value

$14.33

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use the 5 available valuation references for Zenkoku Hosho Co Ltd ADR (OTC-ZNKK.Y) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Zenkoku Hosho Co Ltd ADR (OTC-ZNKK.Y)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

363.1 M

Current operating scale indicator.

Revenue Forecast

302.7 M

Forward revenue estimate.

EBITDA

254.4 M

Current operating profitability reference.

EBITDA Forecast

275.5 M

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review Zenkoku Hosho Co Ltd ADR (OTC-ZNKK.Y) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Zenkoku Hosho Co Ltd ADR (OTC-ZNKK.Y)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Good

Positive financial-health read.

Piotroski Score

5

Mid-range quality score.

Beneish M-Score

-3.10

No elevated caution signal from this screen.

Altman Z-Score

7.6

Relatively strong balance-sheet zone.

FCF / Net Income

99.0%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Zenkoku Hosho Co Ltd ADR (OTC-ZNKK.Y). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Zenkoku Hosho Co Ltd ADR (OTC-ZNKK.Y)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

November 5, 2026

Days to Earnings

44

Dividend Yield

0.0%

No current dividend yield is indicated.

How to read events and dividends

This section helps investors track time-sensitive items for Zenkoku Hosho Co Ltd ADR (OTC-ZNKK.Y), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Technical Outlook

Technical Signals by Time Frame

Review the technical signals currently available for this stock across supported time frames.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Buy

The 15-minute technical read for Zenkoku Hosho Co Ltd ADR (OTC-ZNKK.Y) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Buy

The 1-hour technical read for Zenkoku Hosho Co Ltd ADR (OTC-ZNKK.Y) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for Zenkoku Hosho Co Ltd ADR (OTC-ZNKK.Y) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Zenkoku Hosho Co Ltd ADR (OTC-ZNKK.Y) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Zenkoku Hosho Co Ltd ADR (OTC-ZNKK.Y) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

FAQ Fast Investor Answers

Zenkoku Hosho Co Ltd ADR (OTC-ZNKK.Y) Stock FAQ

Data-supported answers about Zenkoku Hosho Co Ltd ADR (OTC-ZNKK.Y), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$15.20
Estimated upside 47.9%
Valuation Rating
Undervalued
Estimated upside of 47.9%
Financial Health
Good
Current financial-health read

The current fair value estimate for Zenkoku Hosho Co Ltd ADR (OTC-ZNKK.Y) is $15.20. This implies an estimated upside of 47.9% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 47.9% versus the current market price.

The current financial health read for Zenkoku Hosho Co Ltd ADR (OTC-ZNKK.Y) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Zenkoku Hosho Co Ltd ADR (OTC-ZNKK.Y) is November 5, 2026.

The latest available data indicates no current dividend yield for Zenkoku Hosho Co Ltd ADR (OTC-ZNKK.Y).

The current P/E ratio listed for Zenkoku Hosho Co Ltd ADR (OTC-ZNKK.Y) is 12.7x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Zenkoku Hosho Co Ltd ADR is 2.664 B.

The current enterprise value listed for Zenkoku Hosho Co Ltd ADR is 2.097 B. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for Zenkoku Hosho Co Ltd ADR is OTC-ZNKK.Y, and the stock is listed on OTC Markets.

Zenkoku Hosho Co Ltd ADR (OTC-ZNKK.Y) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for Zenkoku Hosho Co Ltd ADR is 6.6%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Zenkoku Hosho Co Ltd ADR is 99.8%. Free float helps investors understand how much of the share base is available for public trading.