Back to Results

Zenkoku Hosho Co Ltd ADR (ZNKKY)

Zenkoku Hosho Co Ltd ADR is a depositary receipt listed on OTC Markets for the common stock of ZENKOKU HOSHO Co., Ltd. The underlying issuer is a Japan-based financial services company focused on credit guarantees. Through itself and its subsidiaries, the company also provides non-life insurance agency services, credit screening, debt collection, clerical outsourcing and related contract services, as well as agency operations. ZENKOKU HOSHO Co., Ltd. was incorporated in 1981 and is headquartered in Tokyo, Japan.


Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Technical Outlook FAQ

Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
OTC-ZNKK.Y
$13.30
41.6% Upside
Undervalued
—
—
—
Good
—
—
—
0.0%
August 5, 2026
12.5x
1.7x
6.9x
2.547 B
2.02 B
6.9%
98.8%
7.6
62.5%
100.7%
Valuation • Fair Value

Zenkoku Hosho Co Ltd ADR (OTC-ZNKK.Y) Fair Value by Valuation Model

Compare the primary fair value estimate for Zenkoku Hosho Co Ltd ADR (OTC-ZNKK.Y) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$13.30

Estimated upside of 41.6% versus the current market price.

Fair Value Confidence

High

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$8.32

Classic Ben Graham valuation formula reference.

DDM Fair Value

NM

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$13.30

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use this section to compare the primary fair value estimate for Zenkoku Hosho Co Ltd ADR (OTC-ZNKK.Y) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for Zenkoku Hosho Co Ltd ADR (OTC-ZNKK.Y)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

370.1 M

Current operating scale indicator.

Revenue Forecast

293 M

Forward revenue estimate.

EBITDA

267.1 M

Current operating profitability reference.

EBITDA Forecast

266.2 M

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review Zenkoku Hosho Co Ltd ADR (OTC-ZNKK.Y) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Zenkoku Hosho Co Ltd ADR (OTC-ZNKK.Y)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Good

Positive financial-health read.

Piotroski Score

6

Mid-range quality score.

Beneish M-Score

-2.36

No elevated caution signal from this screen.

Altman Z-Score

7.6

Relatively strong balance-sheet zone.

FCF / Net Income

100.7%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Zenkoku Hosho Co Ltd ADR (OTC-ZNKK.Y). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Zenkoku Hosho Co Ltd ADR (OTC-ZNKK.Y)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

August 5, 2026

Days to Earnings

15

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

0.0%

Income yield reference.

Upcoming Dividend

Not available

Data is currently unavailable.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

Not available

Data is currently unavailable.

Payout Ratio

62.5%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Zenkoku Hosho Co Ltd ADR (OTC-ZNKK.Y), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Zenkoku Hosho Co Ltd ADR (OTC-ZNKK.Y) Stock Forecast & Technical Outlook

Review Zenkoku Hosho Co Ltd ADR (OTC-ZNKK.Y) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Buy

The 15-minute technical read for Zenkoku Hosho Co Ltd ADR (OTC-ZNKK.Y) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Buy

The 1-hour technical read for Zenkoku Hosho Co Ltd ADR (OTC-ZNKK.Y) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Neutral

The daily technical read for Zenkoku Hosho Co Ltd ADR (OTC-ZNKK.Y) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Sell

The weekly technical read for Zenkoku Hosho Co Ltd ADR (OTC-ZNKK.Y) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Sell

The monthly technical read for Zenkoku Hosho Co Ltd ADR (OTC-ZNKK.Y) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Zenkoku Hosho Co Ltd ADR (OTC-ZNKK.Y)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Not available

Analyst recommendation data for Zenkoku Hosho Co Ltd ADR (OTC-ZNKK.Y) is not currently available.

Buy 0
Hold 0
Sell 0
FAQ • Fast Investor Answers

Zenkoku Hosho Co Ltd ADR (OTC-ZNKK.Y) Stock FAQ

Quick answers about Zenkoku Hosho Co Ltd ADR (OTC-ZNKK.Y) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$13.30
Estimated upside 41.6%
Valuation Rating
Undervalued
Estimated upside of 41.6%
Analyst Target
Not available
Data is currently unavailable
Financial Health
Good
Current financial-health read

The current fair value estimate for Zenkoku Hosho Co Ltd ADR (OTC-ZNKK.Y) is $13.30. This implies an estimated upside of 41.6% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 41.6% versus the current market price.

An analyst price target for Zenkoku Hosho Co Ltd ADR (OTC-ZNKK.Y) is not currently available in the latest data file.

The current financial health read for Zenkoku Hosho Co Ltd ADR (OTC-ZNKK.Y) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Zenkoku Hosho Co Ltd ADR (OTC-ZNKK.Y) is August 5, 2026.

Based on the current data, dividend yield is 0.0%.

The current P/E ratio listed for Zenkoku Hosho Co Ltd ADR (OTC-ZNKK.Y) is 12.5x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Zenkoku Hosho Co Ltd ADR is 2.547 B.

The current enterprise value listed for Zenkoku Hosho Co Ltd ADR is 2.02 B. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for Zenkoku Hosho Co Ltd ADR is OTC-ZNKK.Y, and the stock is listed on OTC Markets.

Zenkoku Hosho Co Ltd ADR (OTC-ZNKK.Y) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for Zenkoku Hosho Co Ltd ADR is 6.9%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Zenkoku Hosho Co Ltd ADR is 98.8%. Free float helps investors understand how much of the share base is available for public trading.

Similar Financial Services Stocks on OTC Markets View more

Investor AB ser. B (IVSBF) Investor AB ser. B (IVSBF)
Federal National Mortgage Association (FNMA) Federal National Mortgage Association (FNMA)
Federal National Mortgage Association AM Pref (FNMAM) Federal National Mortgage Association AM Pref (FNMAM)
Federal National Mortgage Association AN Pref (FNMAN) Federal National Mortgage Association AN Pref (FNMAN)
Federal National Mortgage Association Pref F (FNMAP) Federal National Mortgage Association Pref F (FNMAP)
Federal National Mortgage Association Pref I (FNMAG) Federal National Mortgage Association Pref I (FNMAG)
Federal National Mortgage Association Pref M (FNMAL) Federal National Mortgage Association Pref M (FNMAL)
Federal National Mortgage Association Pref Non Cum G (FNMAO) Federal National Mortgage Association Pref Non Cum G (FNMAO)
Federal National Mortgage Association Pref O (FNMFN) Federal National Mortgage Association Pref O (FNMFN)
Federal National Mortgage Association Pref Q (FNMAI) Federal National Mortgage Association Pref Q (FNMAI)
Federal National Mortgage Association Pref R (FNMAJ) Federal National Mortgage Association Pref R (FNMAJ)
Federal National Mortgage Association Pref S (FNMAS) Federal National Mortgage Association Pref S (FNMAS)
Federal National Mortgage Association Pref T (FNMAT) Federal National Mortgage Association Pref T (FNMAT)
Federal Natl Mtg Pfd (FNMAH) Federal Natl Mtg Pfd (FNMAH)
Federal Natl Pfd N (FNMAK) Federal Natl Pfd N (FNMAK)
FirstRand Ltd ADR (FANDY) FirstRand Ltd ADR (FANDY)
Adyen NV (ADYEY) Adyen NV (ADYEY)
Industrivarden, AB ser. C (IDDTF) Industrivarden, AB ser. C (IDDTF)
Banca Mediolanum SpA (BNMDF) Banca Mediolanum SpA (BNMDF)
Banca Mediolanum SPA ADR (BNCDY) Banca Mediolanum SPA ADR (BNCDY)
Federal Hme 6.55 Pf (FMCKI) Federal Hme 6.55 Pf (FMCKI)
Federal Home 5.30% (FREJP) Federal Home 5.30% (FREJP)
Federal Home Ln Mtg (FMCKM) Federal Home Ln Mtg (FMCKM)
Federal Home Loan Mortgage Corp (FMCC) Federal Home Loan Mortgage Corp (FMCC)