Alerus Financial Corp (ALRS)

Alerus Financial Corp is a financial services company and bank holding company for Alerus Financial, National Association. Through its operations in Banking, Retirement and Benefit Services, and Wealth, the company serves businesses and consumers across the United States. Its banking activities include deposit products, treasury management tools, and a range of lending solutions such as commercial, commercial real estate, industrial, consumer, and residential mortgage loans. The company also provides retirement plan administration, investment advisory and fiduciary services, employee stock ownership plan services, health savings accounts, and related benefit administration offerings. In addition, Alerus offers personal and corporate trust, estate administration, custody services, digital banking, payment solutions, private banking, and government health insurance program services. The company was founded in 1879, is headquartered in Grand Forks, North Dakota, and its common stock is listed on NASDAQ under the symbol ALRS.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-ALRS
$26.90
-16.5% Downside
Fair
$35.40
9.9% Upside
Fair
Fair
September 25, 2026
October 9, 2026
2.7%
October 28, 2026
29.3x
1.4x
3.3x
801.9 M
36.0%
92.0%
-2.0
76.1%
324.0%
Valuation • Fair Value

Alerus Financial Corp (NASDAQ-ALRS) Fair Value by Valuation Model

Review the available estimates for Alerus Financial Corp (NASDAQ-ALRS), including Ben Graham Formula Value, DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$26.90

Estimated downside of 16.5% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$12.28

Classic Ben Graham valuation formula reference.

DDM Fair Value

$28.32

Dividend discount model valuation reference.

Comps Fair Value

$26.42

Comparable-company valuation reference.

Analyst Price Target

$35.40

Analysts imply upside of 9.9%.

How to read these valuation models

Use the 6 available valuation references for Alerus Financial Corp (NASDAQ-ALRS) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Alerus Financial Corp (NASDAQ-ALRS)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

241.9 M

Current operating scale indicator.

Revenue Forecast

312 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Alerus Financial Corp (NASDAQ-ALRS) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Alerus Financial Corp (NASDAQ-ALRS)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Fair

Mixed or neutral financial-health read.

Piotroski Score

4

Mid-range quality score.

Altman Z-Score

-2.0

Lower score that deserves closer risk review.

FCF / Net Income

324.0%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Alerus Financial Corp (NASDAQ-ALRS). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Alerus Financial Corp (NASDAQ-ALRS)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

October 28, 2026

Days to Earnings

36

Dividend Payment Date

October 9, 2026

Ex-Dividend Date

September 25, 2026

Dividend Yield

2.7%

Current income yield reference.

Payout Ratio

76.1%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Alerus Financial Corp (NASDAQ-ALRS), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Alerus Financial Corp (NASDAQ-ALRS) Stock Forecast & Technical Outlook

Review Alerus Financial Corp (NASDAQ-ALRS) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for Alerus Financial Corp (NASDAQ-ALRS) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for Alerus Financial Corp (NASDAQ-ALRS) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Sell

The daily technical read for Alerus Financial Corp (NASDAQ-ALRS) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Alerus Financial Corp (NASDAQ-ALRS) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Alerus Financial Corp (NASDAQ-ALRS) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Alerus Financial Corp (NASDAQ-ALRS)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, Alerus Financial Corp (NASDAQ-ALRS) has a Hold consensus, with 0 buy, 4 hold and 0 sell recommendations in the current data set.

Buy 0
Hold 4
Sell 0
FAQ Fast Investor Answers

Alerus Financial Corp (NASDAQ-ALRS) Stock FAQ

Data-supported answers about Alerus Financial Corp (NASDAQ-ALRS), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$26.90
Estimated downside 16.5%
Valuation Rating
Overvalued
Estimated downside of 16.5%
Analyst Target
$35.40
Implied upside 9.9%
Financial Health
Fair
Current financial-health read

The current fair value estimate for Alerus Financial Corp (NASDAQ-ALRS) is $26.90. This implies an estimated downside of 16.5% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 16.5% versus the current market price.

The available analyst price target for Alerus Financial Corp (NASDAQ-ALRS) is $35.40. The analyst target implies estimated upside of 9.9%.

The current financial health read for Alerus Financial Corp (NASDAQ-ALRS) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Alerus Financial Corp (NASDAQ-ALRS) is October 28, 2026.

Based on the current data, dividend yield is 2.7%, ex-dividend date is September 25, 2026, payment date is October 9, 2026.

The current P/E ratio listed for Alerus Financial Corp (NASDAQ-ALRS) is 29.3x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Alerus Financial Corp is 801.9 M.

The ticker symbol for Alerus Financial Corp is NASDAQ-ALRS, and the stock is listed on NASDAQ.

Alerus Financial Corp (NASDAQ-ALRS) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for Alerus Financial Corp is 36.0%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Alerus Financial Corp is 92.0%. Free float helps investors understand how much of the share base is available for public trading.