Hiscox Ltd (HCXLF)


Hiscox Ltd is a Bermuda-headquartered insurance group with common stock listed on OTC Markets. Through its subsidiaries, the company provides insurance and reinsurance services in the United Kingdom, Europe, the United States, and other international markets. Its operations are organized across Hiscox Retail, Hiscox London Market, and Hiscox Re.

The group writes a range of commercial insurance products, including cover for emerging professions, media and technology businesses, and small enterprises. It also serves personal lines clients with policies for high-value homes and fine art, alongside coverage for artwork, antiques, classic cars, jewelry, collectables, and related assets distributed through brokers, partners, and direct channels. Additional lines include property, marine, specialty, cyber, energy, casualty, terrorism, kidnap and ransom, as well as property and casualty reinsurance. Hiscox was founded in 1901.


Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
OTC-HCXL.F
$23.12
-8.5% Downside
Fair
Great
0.5
1.1%
August 5, 2026
13.3x
2.0x
2.0x
8.026 B
8.229 B
10.1%
99.8%
7.6
24.1%
11.8%
Valuation • Fair Value

Hiscox Ltd (OTC-HCXL.F) Fair Value by Valuation Model

Compare the primary fair value estimate for Hiscox Ltd (OTC-HCXL.F) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$23.12

Estimated downside of 8.5% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$20.83

Classic Ben Graham valuation formula reference.

DDM Fair Value

NM

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$23.12

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use this section to compare the primary fair value estimate for Hiscox Ltd (OTC-HCXL.F) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for Hiscox Ltd (OTC-HCXL.F)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

4.024 B

Current operating scale indicator.

Revenue Forecast

5.319 B

Forward revenue estimate.

EBITDA

800.3 M

Current operating profitability reference.

EBITDA Forecast

753.3 M

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review Hiscox Ltd (OTC-HCXL.F) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Hiscox Ltd (OTC-HCXL.F)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Great

Positive financial-health read.

Piotroski Score

4

Mid-range quality score.

Beneish M-Score

NM

Forensic accounting screen.

Altman Z-Score

7.6

Relatively strong balance-sheet zone.

FCF / Net Income

11.8%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Hiscox Ltd (OTC-HCXL.F). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Hiscox Ltd (OTC-HCXL.F)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

August 5, 2026

Days to Earnings

15

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

1.1%

Income yield reference.

Upcoming Dividend

0.5

Upcoming distribution amount.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

GBP

Currency used for the distribution.

Payout Ratio

24.1%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Hiscox Ltd (OTC-HCXL.F), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Hiscox Ltd (OTC-HCXL.F) Stock Forecast & Technical Outlook

Review Hiscox Ltd (OTC-HCXL.F) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Buy

The 15-minute technical read for Hiscox Ltd (OTC-HCXL.F) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Buy

The 1-hour technical read for Hiscox Ltd (OTC-HCXL.F) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for Hiscox Ltd (OTC-HCXL.F) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Hiscox Ltd (OTC-HCXL.F) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Hiscox Ltd (OTC-HCXL.F) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Hiscox Ltd (OTC-HCXL.F)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, Hiscox Ltd (OTC-HCXL.F) has a Hold consensus, with 0 buy, 1 hold and 0 sell recommendations in the current data set.

Buy 0
Hold 1
Sell 0
FAQ Fast Investor Answers

Hiscox Ltd (OTC-HCXL.F) Stock FAQ

Quick answers about Hiscox Ltd (OTC-HCXL.F) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$23.12
Estimated downside 8.5%
Valuation Rating
Overvalued
Estimated downside of 8.5%
Analyst Target
Not available
Data is currently unavailable
Financial Health
Great
Current financial-health read

The current fair value estimate for Hiscox Ltd (OTC-HCXL.F) is $23.12. This implies an estimated downside of 8.5% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 8.5% versus the current market price.

An analyst price target for Hiscox Ltd (OTC-HCXL.F) is not currently available in the latest data file.

The current financial health read for Hiscox Ltd (OTC-HCXL.F) is Great. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Hiscox Ltd (OTC-HCXL.F) is August 5, 2026.

Based on the current data, dividend yield is 1.1%, upcoming dividend amount is 0.5.

The current P/E ratio listed for Hiscox Ltd (OTC-HCXL.F) is 13.3x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Hiscox Ltd is 8.026 B.

The current enterprise value listed for Hiscox Ltd is 8.229 B. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for Hiscox Ltd is OTC-HCXL.F, and the stock is listed on OTC Markets.

Hiscox Ltd (OTC-HCXL.F) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for Hiscox Ltd is 10.1%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Hiscox Ltd is 99.8%. Free float helps investors understand how much of the share base is available for public trading.