Hiscox Ltd (HCXLF)

Hiscox Ltd is a Bermuda-headquartered insurance group with common stock listed on OTC Markets. Through its subsidiaries, the company provides insurance and reinsurance services in the United Kingdom, Europe, the United States, and other international markets. Its operations are organized across Hiscox Retail, Hiscox London Market, and Hiscox Re.

The group writes a range of commercial insurance products, including cover for emerging professions, media and technology businesses, and small enterprises. It also serves personal lines clients with policies for high-value homes and fine art, alongside coverage for artwork, antiques, classic cars, jewelry, collectables, and related assets distributed through brokers, partners, and direct channels. Additional lines include property, marine, specialty, cyber, energy, casualty, terrorism, kidnap and ransom, as well as property and casualty reinsurance. Hiscox was founded in 1901.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
OTC-HCXL.F
$24.45
-2.2% Downside
Fair
Not available
Not available
Great
2.1%
November 9, 2026
12.9x
2.1x
2.0x
8.113 B
114 M
9.2%
99.8%
7.2
25.4%
114.3%
Valuation • Fair Value

Hiscox Ltd (OTC-HCXL.F) Fair Value by Valuation Model

Review the available estimates for Hiscox Ltd (OTC-HCXL.F), including Ben Graham Formula Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$24.45

Estimated downside of 2.2% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$22.27

Classic Ben Graham valuation formula reference.

Comps Fair Value

$24.45

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use the 4 available valuation references for Hiscox Ltd (OTC-HCXL.F) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Hiscox Ltd (OTC-HCXL.F)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

4.116 B

Current operating scale indicator.

Revenue Forecast

5.333 B

Forward revenue estimate.

EBITDA

767 M

Current operating profitability reference.

EBITDA Forecast

753.3 M

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review Hiscox Ltd (OTC-HCXL.F) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Hiscox Ltd (OTC-HCXL.F)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Great

Positive financial-health read.

Piotroski Score

9

Relatively strong quality score.

Altman Z-Score

7.2

Relatively strong balance-sheet zone.

FCF / Net Income

114.3%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Hiscox Ltd (OTC-HCXL.F). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Hiscox Ltd (OTC-HCXL.F)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

November 9, 2026

Days to Earnings

48

Dividend Yield

2.1%

Current income yield reference.

Payout Ratio

25.4%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Hiscox Ltd (OTC-HCXL.F), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Hiscox Ltd (OTC-HCXL.F) Stock Forecast & Technical Outlook

Review Hiscox Ltd (OTC-HCXL.F) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Buy

The 15-minute technical read for Hiscox Ltd (OTC-HCXL.F) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Buy

The 1-hour technical read for Hiscox Ltd (OTC-HCXL.F) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Buy

The daily technical read for Hiscox Ltd (OTC-HCXL.F) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Buy

The weekly technical read for Hiscox Ltd (OTC-HCXL.F) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Hiscox Ltd (OTC-HCXL.F) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Hiscox Ltd (OTC-HCXL.F)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, Hiscox Ltd (OTC-HCXL.F) has a Hold consensus, with 0 buy, 1 hold and 0 sell recommendations in the current data set.

Buy 0
Hold 1
Sell 0
FAQ Fast Investor Answers

Hiscox Ltd (OTC-HCXL.F) Stock FAQ

Data-supported answers about Hiscox Ltd (OTC-HCXL.F), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$24.45
Estimated downside 2.2%
Valuation Rating
Overvalued
Estimated downside of 2.2%
Financial Health
Great
Current financial-health read

The current fair value estimate for Hiscox Ltd (OTC-HCXL.F) is $24.45. This implies an estimated downside of 2.2% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 2.2% versus the current market price.

The current financial health read for Hiscox Ltd (OTC-HCXL.F) is Great. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Hiscox Ltd (OTC-HCXL.F) is November 9, 2026.

Based on the current data, dividend yield is 2.1%.

The current P/E ratio listed for Hiscox Ltd (OTC-HCXL.F) is 12.9x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Hiscox Ltd is 8.113 B.

The current enterprise value listed for Hiscox Ltd is 114 M. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for Hiscox Ltd is OTC-HCXL.F, and the stock is listed on OTC Markets.

Hiscox Ltd (OTC-HCXL.F) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for Hiscox Ltd is 9.2%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Hiscox Ltd is 99.8%. Free float helps investors understand how much of the share base is available for public trading.