Innovative Payment Solutions Inc (IPSI)

Innovative Payment Solutions, Inc. (OTC Markets: IPSI) is a common stock listing of a U.S.-based financial services company. Through its subsidiaries, the company develops digital payment solutions for businesses and consumers in the United States. Its activities include work on an account-to-account payment application under the Instant Settlement in RealTime name, alongside traditional credit card processing services. The company was previously known as QPAGOS and adopted its current name in November 2019. Innovative Payment Solutions is based in Carmel-by-the-Sea, California.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Free Cash Flow / Net Income
OTC-IPSI
$0.00060
-50.0% Downside
Overvalued
Not available
Not available
Weak
0.0%
November 12, 2026
0.2x
1.193 M
14.56 M
58.8%
96.4%
-4,270.0
-12.5%
Valuation • Fair Value

Innovative Payment Solutions Inc (OTC-IPSI) Fair Value by Valuation Model

Review the available estimates for Innovative Payment Solutions Inc (OTC-IPSI), including Ben Graham Formula Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$0.00060

Estimated downside of 50.0% versus the current market price.

Fair Value Confidence

Low

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$0.073

Classic Ben Graham valuation formula reference.

Comps Fair Value

$0.00060

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use the 4 available valuation references for Innovative Payment Solutions Inc (OTC-IPSI) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Innovative Payment Solutions Inc (OTC-IPSI)

Review the profitability and growth indicators currently supported by the latest data.

Revenue Forecast

0 K

Forward revenue estimate.

EBITDA

-2.106 M

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Innovative Payment Solutions Inc (OTC-IPSI) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Innovative Payment Solutions Inc (OTC-IPSI)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Weak

Financial pressure deserves closer review.

Piotroski Score

4

Mid-range quality score.

Altman Z-Score

-4,270.0

Lower score that deserves closer risk review.

FCF / Net Income

-12.5%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Innovative Payment Solutions Inc (OTC-IPSI). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Innovative Payment Solutions Inc (OTC-IPSI)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

November 12, 2026

Days to Earnings

51

Dividend Yield

0.0%

No current dividend yield is indicated.

How to read events and dividends

This section helps investors track time-sensitive items for Innovative Payment Solutions Inc (OTC-IPSI), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Technical Outlook

Technical Signals by Time Frame

Review the technical signals currently available for this stock across supported time frames.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Neutral

The 15-minute technical read for Innovative Payment Solutions Inc (OTC-IPSI) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Sell

The 1-hour technical read for Innovative Payment Solutions Inc (OTC-IPSI) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Sell

The daily technical read for Innovative Payment Solutions Inc (OTC-IPSI) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Sell

The weekly technical read for Innovative Payment Solutions Inc (OTC-IPSI) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Sell

The monthly technical read for Innovative Payment Solutions Inc (OTC-IPSI) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

FAQ Fast Investor Answers

Innovative Payment Solutions Inc (OTC-IPSI) Stock FAQ

Data-supported answers about Innovative Payment Solutions Inc (OTC-IPSI), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$0.00060
Estimated downside 50.0%
Valuation Rating
Overvalued
Estimated downside of 50.0%
Financial Health
Weak
Current financial-health read

The current fair value estimate for Innovative Payment Solutions Inc (OTC-IPSI) is $0.00060. This implies an estimated downside of 50.0% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 50.0% versus the current market price.

The current financial health read for Innovative Payment Solutions Inc (OTC-IPSI) is Weak. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Innovative Payment Solutions Inc (OTC-IPSI) is November 12, 2026.

The latest available data indicates no current dividend yield for Innovative Payment Solutions Inc (OTC-IPSI).

The current P/E ratio listed for Innovative Payment Solutions Inc (OTC-IPSI) is 0.2x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Innovative Payment Solutions Inc is 1.193 M.

The current enterprise value listed for Innovative Payment Solutions Inc is 14.56 M. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for Innovative Payment Solutions Inc is OTC-IPSI, and the stock is listed on OTC Markets.

Innovative Payment Solutions Inc (OTC-IPSI) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for Innovative Payment Solutions Inc is 58.8%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Innovative Payment Solutions Inc is 96.4%. Free float helps investors understand how much of the share base is available for public trading.