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Lemonade Inc (LMND)

Featured in High-Beta Stocks

Lemonade, Inc. is a New York-based insurance company incorporated in 2015 and listed on the NYSE as common stock under the symbol LMND. The company provides a range of insurance products in the United States, Europe, and the United Kingdom, including renters and homeowners coverage, building insurance, car, pet, and life insurance, as well as landlord insurance. Its offerings also include protection for stolen or damaged property and personal liability coverage. In addition to selling insurance products directly, Lemonade acts as an agent for other insurance companies.


Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Technical Outlook FAQ

Jump between the core stock analysis sections, valuation data, fair value models, technical outlook, and FAQ.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Upcoming Dividend Ex-Date Dividend Payment Date Upcoming Dividend Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NYSE-LMND
$60.12
-10.4% Downside
Fair
$64.22
-4.3% Downside
Fair
Fair
—
—
—
0.0%
July 29, 2026
-37.2x
10.0x
6.1x
5.182 B
4.255 B
3.7%
92.7%
1.5
—
-14.0%
Valuation • Fair Value

Lemonade Inc (NYSE-LMND) Fair Value by Valuation Model

Compare the primary fair value estimate for Lemonade Inc (NYSE-LMND) with model-based valuation references such as DCF, Ben Graham, DDM, EPV and comparable-company valuation.

Primary Valuation Read

Fair Value

$60.12

Estimated downside of 10.4% versus the current market price.

Fair Value Confidence

Low

Confidence level for the primary fair value estimate.

DCF Fair Value

NM

Discounted cash flow valuation reference.

Ben Graham Formula Value

$0

Classic Ben Graham valuation formula reference.

DDM Fair Value

NM

Dividend discount model valuation reference.

EPV Fair Value

NM

Earnings power value estimate.

Comps Fair Value

$60.12

Comparable-company valuation reference.

Analyst Price Target

$64.22

Analysts imply downside of 4.3%.

How to read these valuation models

Use this section to compare the primary fair value estimate for Lemonade Inc (NYSE-LMND) with several model-based valuation references. Different models can produce different outputs because each method relies on a different set of assumptions, so the primary fair value estimate should be read alongside the model spread rather than in isolation.

Profitability • Growth

Profitability & Growth for Lemonade Inc (NYSE-LMND)

A compact read on revenue, forward revenue expectations, EBITDA and operating profitability trends.

Revenue

844.7 M

Current operating scale indicator.

Revenue Forecast

1.205 B

Forward revenue estimate.

EBITDA

-93.6 M

Current operating profitability reference.

EBITDA Forecast

-48.3 M

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review Lemonade Inc (NYSE-LMND) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Lemonade Inc (NYSE-LMND)

Review financial health, earnings quality and balance-sheet risk through Piotroski, Beneish, Altman and cash conversion metrics.

Financial Health

Fair

Mixed or neutral financial-health read.

Piotroski Score

5

Mid-range quality score.

Beneish M-Score

-2.49

No elevated caution signal from this screen.

Altman Z-Score

1.5

Lower score that deserves closer risk review.

FCF / Net Income

-14.0%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Lemonade Inc (NYSE-LMND). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Lemonade Inc (NYSE-LMND)

Track the next earnings date, ex-dividend date, dividend payment date, dividend yield and upcoming distribution details where available.

Next Earnings Date

July 29, 2026

Days to Earnings

8

Dividend Payment Date

Not available

Ex-Dividend Date

Not available

Dividend Yield

0.0%

Income yield reference.

Upcoming Dividend

Not available

Data is currently unavailable.

Payment Type

Not available

Data is currently unavailable.

Dividend Currency

Not available

Data is currently unavailable.

Payout Ratio

Not available

Data is currently unavailable.

How to read events and dividends

This section helps investors track time-sensitive items for Lemonade Inc (NYSE-LMND), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Lemonade Inc (NYSE-LMND) Stock Forecast & Technical Outlook

Review Lemonade Inc (NYSE-LMND) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for Lemonade Inc (NYSE-LMND) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Neutral

The 1-hour technical read for Lemonade Inc (NYSE-LMND) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Neutral

The daily technical read for Lemonade Inc (NYSE-LMND) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Buy

The weekly technical read for Lemonade Inc (NYSE-LMND) is currently Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for Lemonade Inc (NYSE-LMND) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Lemonade Inc (NYSE-LMND)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, Lemonade Inc (NYSE-LMND) has a Hold consensus, with 2 buy, 5 hold and 2 sell recommendations in the current data set.

Buy 2
Hold 5
Sell 2
FAQ • Fast Investor Answers

Lemonade Inc (NYSE-LMND) Stock FAQ

Quick answers about Lemonade Inc (NYSE-LMND) stock, including fair value, valuation rating, analyst price target, dividends, earnings dates, market capitalization, financial health and other key stock analysis metrics.

Fair Value
$60.12
Estimated downside 10.4%
Valuation Rating
Overvalued
Estimated downside of 10.4%
Analyst Target
$64.22
Implied downside 4.3%
Financial Health
Fair
Current financial-health read

The current fair value estimate for Lemonade Inc (NYSE-LMND) is $60.12. This implies an estimated downside of 10.4% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 10.4% versus the current market price.

The available analyst price target for Lemonade Inc (NYSE-LMND) is $64.22. The analyst target implies estimated downside of 4.3%.

The current financial health read for Lemonade Inc (NYSE-LMND) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Lemonade Inc (NYSE-LMND) is July 29, 2026.

Based on the current data, dividend yield is 0.0%.

The current P/E ratio listed for Lemonade Inc (NYSE-LMND) is -37.2x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Lemonade Inc is 5.182 B.

The current enterprise value listed for Lemonade Inc is 4.255 B. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for Lemonade Inc is NYSE-LMND, and the stock is listed on NYSE.

Lemonade Inc (NYSE-LMND) is listed on NYSE.

The current debt-to-total-capital ratio listed for Lemonade Inc is 3.7%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Lemonade Inc is 92.7%. Free float helps investors understand how much of the share base is available for public trading.

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