What is the fair value of XChange TECINC DRC (NASDAQ-XHG) stock?

The current fair value estimate for XChange TECINC DRC (NASDAQ-XHG) is $2.67. This implies an estimated upside of 7.6% versus the current market price.

Is XChange TECINC DRC (NASDAQ-XHG) undervalued or overvalued?

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 7.6% versus the current market price.

How is the financial health of XChange TECINC DRC?

The current financial health read for XChange TECINC DRC (NASDAQ-XHG) is Weak. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

When is XChange TECINC DRC's next earnings date?

The next earnings date currently listed for XChange TECINC DRC (NASDAQ-XHG) is January 15, 2027.

Does XChange TECINC DRC (NASDAQ-XHG) pay dividends?

The latest available data indicates no current dividend yield for XChange TECINC DRC (NASDAQ-XHG).

What is the market capitalization of XChange TECINC DRC?

The current market capitalization listed for XChange TECINC DRC is 127.8 M.

What is the enterprise value of XChange TECINC DRC?

The current enterprise value listed for XChange TECINC DRC is 128.3 M. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

What is the ticker symbol for XChange TECINC DRC?

The ticker symbol for XChange TECINC DRC is NASDAQ-XHG, and the stock is listed on NASDAQ.

Where is XChange TECINC DRC (NASDAQ-XHG) listed?

XChange TECINC DRC (NASDAQ-XHG) is listed on NASDAQ.

What is the debt-to-total-capital ratio for XChange TECINC DRC?

The current debt-to-total-capital ratio listed for XChange TECINC DRC is 3.8%, which helps investors evaluate the company’s financing structure and leverage profile.

What is the free float for XChange TECINC DRC?

The free float listed for XChange TECINC DRC is 81.2%. Free float helps investors understand how much of the share base is available for public trading.

XChange TECINC DRC (XHG) Fair Value & Stock Analysis

XChange TECINC DRC (XHG)

XChange TEC.INC DRC (XHG) is a NASDAQ-listed depositary receipt tied to XChange TEC.INC, a China-based company operating in insurance agency and insurance technology. Through its subsidiaries, the business serves individual consumers in the People’s Republic of China by distributing insurance products underwritten by third-party insurers, including state-owned and regional property and casualty carriers. Its product mix includes automobile, life, health, group accident, and other property-related coverage. The company also runs a SaaS platform designed to support both offline and online customers. XChange TEC.INC sells insurance through external referral sources, such as registered sales representatives and distribution partners, as well as its own sales team. Formerly known as FLJ Group Limited, the company adopted its current name in May 2024 and was founded in 2007.

Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Market Outlook FAQ

Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.

Ticker	Fair Value	Fair Value Upside/Downside	Fair Value Rating	Analyst Price Target	Analyst Target Upside/Downside	Overall Financial Health	Dividend Yield	Next Earnings Date	Price-to-Sales Ratio	Market Cap	Enterprise Value	Total Debt / Total Capital	Free Float / Shares Outstanding	Altman Z-Score	Free Cash Flow / Net Income
NASDAQ-XHG	$2.67	7.6% Upside	Fair	Not available	Not available	Weak	0.0%	January 15, 2027	2.2x	127.8 M	128.3 M	3.8%	81.2%	-512.2	13.8%