Apptech Corp (APCX)

AppTech Corp (OTC: APCX) is a common stock listing of AppTech Payments Corp., a fintech company focused on payment processing and digital banking technologies in the United States. The company provides merchant transaction services across card-present and online channels, including credit and debit card processing through point-of-sale systems, e-commerce gateways, automated clearing house payments, and gift and loyalty programs. Its product set also includes digital and mobile payment acceptance tools, API-driven issuer processing, account-based payment transfer services, hosted checkout, payment gateway functionality, text-to-pay technology, alternative payment methods, and mobile and contactless payment capabilities. AppTech Payments Corp. also markets FinZeo, its fintech platform. The company was incorporated in 1998 and is headquartered in Carlsbad, California.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Overall Financial Health Dividend Yield Next Earnings Date Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Free Cash Flow / Net Income
OTC-APCX
$0.27
11.7% Upside
Fair
Not available
Not available
Weak
0.0%
November 5, 2026
2.7x
10.241 M
15.456 M
32.2%
80.2%
-206.5
45.2%
Valuation • Fair Value

Apptech Corp (OTC-APCX) Fair Value by Valuation Model

Review the available estimates for Apptech Corp (OTC-APCX), including Comps Fair Value.

Primary Valuation Read

Fair Value

$0.27

Estimated upside of 11.7% versus the current market price.

Fair Value Confidence

Low

Confidence level for the primary fair value estimate.

Comps Fair Value

$0.27

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use the 3 available valuation references for Apptech Corp (OTC-APCX) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Apptech Corp (OTC-APCX)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

4.001 M

Current operating scale indicator.

Revenue Forecast

2.441 M

Forward revenue estimate.

EBITDA

-5.965 M

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Apptech Corp (OTC-APCX) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Apptech Corp (OTC-APCX)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Weak

Financial pressure deserves closer review.

Piotroski Score

4

Mid-range quality score.

Beneish M-Score

0.06

Higher caution zone on this screen.

Altman Z-Score

-206.5

Lower score that deserves closer risk review.

FCF / Net Income

45.2%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Apptech Corp (OTC-APCX). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Apptech Corp (OTC-APCX)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

November 5, 2026

Days to Earnings

48

Dividend Yield

0.0%

No current dividend yield is indicated.

How to read events and dividends

This section helps investors track time-sensitive items for Apptech Corp (OTC-APCX), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Apptech Corp (OTC-APCX) Stock Forecast & Technical Outlook

Review Apptech Corp (OTC-APCX) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for Apptech Corp (OTC-APCX) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for Apptech Corp (OTC-APCX) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Sell

The daily technical read for Apptech Corp (OTC-APCX) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Sell

The weekly technical read for Apptech Corp (OTC-APCX) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Sell

The monthly technical read for Apptech Corp (OTC-APCX) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Apptech Corp (OTC-APCX)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Strong Buy

Based on the available recommendation mix, Apptech Corp (OTC-APCX) has a Strong Buy consensus, with 1 buy, 0 hold and 0 sell recommendations in the current data set.

Buy 1
Hold 0
Sell 0
FAQ Fast Investor Answers

Apptech Corp (OTC-APCX) Stock FAQ

Data-supported answers about Apptech Corp (OTC-APCX), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$0.27
Estimated upside 11.7%
Valuation Rating
Undervalued
Estimated upside of 11.7%
Financial Health
Weak
Current financial-health read

The current fair value estimate for Apptech Corp (OTC-APCX) is $0.27. This implies an estimated upside of 11.7% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 11.7% versus the current market price.

The current financial health read for Apptech Corp (OTC-APCX) is Weak. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Apptech Corp (OTC-APCX) is November 5, 2026.

The latest available data indicates no current dividend yield for Apptech Corp (OTC-APCX).

The current market capitalization listed for Apptech Corp is 10.241 M.

The current enterprise value listed for Apptech Corp is 15.456 M. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for Apptech Corp is OTC-APCX, and the stock is listed on OTC Markets.

Apptech Corp (OTC-APCX) is listed on OTC Markets.

The current debt-to-total-capital ratio listed for Apptech Corp is 32.2%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Apptech Corp is 80.2%. Free float helps investors understand how much of the share base is available for public trading.