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SLM Corp (SLM)

SLM Corp is a financial services company focused on consumer finance in the United States. Through its subsidiaries, it originates and services private education loans for students and their families to help cover education-related costs. The company also provides retail deposit products, including high-yield savings accounts, money market accounts, certificates of deposit, and interest-bearing omnibus accounts. Formerly known as New BLC Corporation, the company adopted the SLM Corporation name in December 2013. Founded in 1972 and headquartered in Newark, Delaware, SLM Corp’s common stock is listed on the NASDAQ exchange under the symbol SLM.


Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Market Outlook FAQ

Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-SLM
$31.78
26.5% Upside
Undervalued
$28.55
13.6% Upside
Fair
Good
2.1%
October 28, 2026
6.5x
2.1x
2.8x
4.717 B
54.2%
98.8%
5.7
16.1%
-45.0%
Valuation • Fair Value

SLM Corp (NASDAQ-SLM) Fair Value by Valuation Model

Review the available estimates for SLM Corp (NASDAQ-SLM), including Ben Graham Formula Value, DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$31.78

Estimated upside of 26.5% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$42.54

Classic Ben Graham valuation formula reference.

DDM Fair Value

$47.17

Dividend discount model valuation reference.

Comps Fair Value

$26.65

Comparable-company valuation reference.

Analyst Price Target

$28.55

Analysts imply upside of 13.6%.

How to read these valuation models

Use the 6 available valuation references for SLM Corp (NASDAQ-SLM) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for SLM Corp (NASDAQ-SLM)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

1.686 B

Current operating scale indicator.

Revenue Forecast

1.411 B

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

EBITDA Forecast

808.1 M

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review SLM Corp (NASDAQ-SLM) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for SLM Corp (NASDAQ-SLM)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Good

Positive financial-health read.

Piotroski Score

5

Mid-range quality score.

Beneish M-Score

-2.18

Intermediate zone that deserves monitoring.

Altman Z-Score

5.7

Relatively strong balance-sheet zone.

FCF / Net Income

-45.0%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for SLM Corp (NASDAQ-SLM). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for SLM Corp (NASDAQ-SLM)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

October 28, 2026

Days to Earnings

40

Dividend Yield

2.1%

Current income yield reference.

Payout Ratio

16.1%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for SLM Corp (NASDAQ-SLM), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

SLM Corp (NASDAQ-SLM) Stock Forecast & Technical Outlook

Review SLM Corp (NASDAQ-SLM) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Neutral

The 15-minute technical read for SLM Corp (NASDAQ-SLM) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for SLM Corp (NASDAQ-SLM) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Sell

The daily technical read for SLM Corp (NASDAQ-SLM) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Neutral

The weekly technical read for SLM Corp (NASDAQ-SLM) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Buy

The monthly technical read for SLM Corp (NASDAQ-SLM) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for SLM Corp (NASDAQ-SLM)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Buy

Based on the available recommendation mix, SLM Corp (NASDAQ-SLM) has a Buy consensus, with 5 buy, 4 hold and 0 sell recommendations in the current data set.

Buy 5
Hold 4
Sell 0
FAQ • Fast Investor Answers

SLM Corp (NASDAQ-SLM) Stock FAQ

Data-supported answers about SLM Corp (NASDAQ-SLM), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$31.78
Estimated upside 26.5%
Valuation Rating
Undervalued
Estimated upside of 26.5%
Analyst Target
$28.55
Implied upside 13.6%
Financial Health
Good
Current financial-health read

The current fair value estimate for SLM Corp (NASDAQ-SLM) is $31.78. This implies an estimated upside of 26.5% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 26.5% versus the current market price.

The available analyst price target for SLM Corp (NASDAQ-SLM) is $28.55. The analyst target implies estimated upside of 13.6%.

The current financial health read for SLM Corp (NASDAQ-SLM) is Good. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for SLM Corp (NASDAQ-SLM) is October 28, 2026.

Based on the current data, dividend yield is 2.1%.

The current P/E ratio listed for SLM Corp (NASDAQ-SLM) is 6.5x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for SLM Corp is 4.717 B.

The ticker symbol for SLM Corp is NASDAQ-SLM, and the stock is listed on NASDAQ.

SLM Corp (NASDAQ-SLM) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for SLM Corp is 54.2%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for SLM Corp is 98.8%. Free float helps investors understand how much of the share base is available for public trading.

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