SoFi Technologies Inc. (SOFI)
SoFi Technologies Inc. is a financial services company listed on NASDAQ under the ticker SOFI. Founded in 2011 and based in San Francisco, California, it serves customers across the United States and also has operations in Latin America, Canada, and Hong Kong. The company organizes its business into three segments: Lending, Technology Platform, and Financial Services.
SoFi provides products and services designed to help members borrow, save, spend, invest, and protect money. Its lending activities include personal loans, student loans, and home loans, along with related services. The company also operates Galileo, a technology platform serving both financial and non-financial institutions, and Technisys, a cloud-native digital and core banking platform that provides software licenses, implementation, and maintenance services. In addition, SoFi offers consumer-focused tools and products such as SoFi Money, SoFi Invest, SoFi Crypto, SoFi Credit Card, SoFi Relay, SoFi Protect, SoFi Travel, SoFi At Work, Lantern Credit, and lending-as-a-service solutions.
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| Ticker | Fair Value | Fair Value Upside/Downside | Fair Value Rating | Analyst Price Target | Analyst Target Upside/Downside | Analyst Target Rating | Overall Financial Health | Upcoming Dividend Ex-Date | Dividend Payment Date | Upcoming Dividend | Dividend Yield | Next Earnings Date | P/E Ratio | Price-to-Book Ratio | Price-to-Sales Ratio | Market Cap | Enterprise Value | Total Debt / Total Capital | Free Float / Shares Outstanding | Altman Z-Score | Payout Ratio | Free Cash Flow / Net Income |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
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NASDAQ-SOFI
|
$15.12
|
-13.3% Downside
|
Fair
|
$20.58
|
17.9% Upside
|
Undervalued
|
Fair
|
—
|
—
|
—
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0.0%
|
July 29, 2026
|
38.7x
|
2.1x
|
5.7x
|
21.819 B
|
—
|
8.1%
|
98.5%
|
4.2
|
—
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-1,098.3%
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