Jefferson Capital Inc (JCAP)
Jefferson Capital, Inc. is a consumer finance company listed on NASDAQ under the ticker JCAP. Through its operations in the United States, the United Kingdom, Canada, and Latin America, the company focuses on debt recovery solutions and related services. Its core business involves acquiring portfolios of previously charged-off consumer receivables at discounts to face value and then managing those accounts as individuals repay their obligations. Jefferson Capital also handles consumer receivables tied to credit cards, secured and unsecured auto loans, utilities, telecom, and other categories. In addition, the company provides debt servicing and portfolio management services for credit originators with nonperforming loans. Founded in 2002 and headquartered in Minneapolis, Minnesota, Jefferson Capital operates as an ordinary common stock issuer in the financials sector.
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| Ticker | Fair Value | Fair Value Upside/Downside | Fair Value Rating | Analyst Price Target | Analyst Target Upside/Downside | Analyst Target Rating | Overall Financial Health | Dividend Yield | Next Earnings Date | P/E Ratio | Price-to-Book Ratio | Price-to-Sales Ratio | Market Cap | Enterprise Value | Total Debt / Total Capital | Free Float / Shares Outstanding | Altman Z-Score | Payout Ratio | Free Cash Flow / Net Income |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
NASDAQ-JCAP
|
$18.14
|
-11.7% Downside
|
Fair
|
$28.20
|
37.3% Upside
|
Undervalued
|
Good
|
4.7%
|
November 12, 2026
|
9.2x
|
2.5x
|
1.8x
|
1.178 B
|
2.569 B
|
54.5%
|
29.2%
|
2.7
|
39.1%
|
171.3%
|
