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Navient Corp (NAVI)

Navient Corp is a common stock listing on the NASDAQ exchange. The company focuses on U.S. education finance and operates through Federal Education Loans and Consumer Lending. Its business includes managing private education loan portfolios, providing student lending and refinancing through the Earnest brand, and servicing federal education loans for its own portfolios and for third parties. Navient also holds Federal Family Education Loan Program assets that are backed by state or nonprofit guaranty arrangements. Founded in 1973 and based in Herndon, Virginia, the company combines lending, loan administration, and related digital financial services.


Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Market Outlook FAQ

Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Dividend Yield Next Earnings Date Price-to-Book Ratio Price-to-Sales Ratio Market Cap Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio Free Cash Flow / Net Income
NASDAQ-NAVI
$7.37
-22.2% Downside
Overvalued
$9.07
-4.3% Downside
Fair
Weak
6.7%
October 27, 2026
0.4x
2.7x
889.1 M
98.1%
67.1%
9.5
-124.5%
-693.9%
Valuation • Fair Value

Navient Corp (NASDAQ-NAVI) Fair Value by Valuation Model

Review the available estimates for Navient Corp (NASDAQ-NAVI), including DDM Fair Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$7.37

Estimated downside of 22.2% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

DDM Fair Value

$5.16

Dividend discount model valuation reference.

Comps Fair Value

$8.85

Comparable-company valuation reference.

Analyst Price Target

$9.07

Analysts imply downside of 4.3%.

How to read these valuation models

Use the 5 available valuation references for Navient Corp (NASDAQ-NAVI) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Navient Corp (NASDAQ-NAVI)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

334 M

Current operating scale indicator.

Revenue Forecast

294.3 M

Forward revenue estimate.

EBITDA

0 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review Navient Corp (NASDAQ-NAVI) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Navient Corp (NASDAQ-NAVI)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Weak

Financial pressure deserves closer review.

Piotroski Score

5

Mid-range quality score.

Beneish M-Score

-2.35

No elevated caution signal from this screen.

Altman Z-Score

9.5

Relatively strong balance-sheet zone.

FCF / Net Income

-693.9%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Navient Corp (NASDAQ-NAVI). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Navient Corp (NASDAQ-NAVI)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

October 27, 2026

Days to Earnings

35

Dividend Yield

6.7%

Current income yield reference.

Payout Ratio

-124.5%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Navient Corp (NASDAQ-NAVI), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Navient Corp (NASDAQ-NAVI) Stock Forecast & Technical Outlook

Review Navient Corp (NASDAQ-NAVI) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Neutral

The 15-minute technical read for Navient Corp (NASDAQ-NAVI) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for Navient Corp (NASDAQ-NAVI) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Sell

The daily technical read for Navient Corp (NASDAQ-NAVI) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Neutral

The weekly technical read for Navient Corp (NASDAQ-NAVI) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Sell

The monthly technical read for Navient Corp (NASDAQ-NAVI) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Navient Corp (NASDAQ-NAVI)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, Navient Corp (NASDAQ-NAVI) has a Hold consensus, with 1 buy, 3 hold and 1 sell recommendations in the current data set.

Buy 1
Hold 3
Sell 1
FAQ • Fast Investor Answers

Navient Corp (NASDAQ-NAVI) Stock FAQ

Data-supported answers about Navient Corp (NASDAQ-NAVI), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$7.37
Estimated downside 22.2%
Valuation Rating
Overvalued
Estimated downside of 22.2%
Analyst Target
$9.07
Implied downside 4.3%
Financial Health
Weak
Current financial-health read

The current fair value estimate for Navient Corp (NASDAQ-NAVI) is $7.37. This implies an estimated downside of 22.2% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 22.2% versus the current market price.

The available analyst price target for Navient Corp (NASDAQ-NAVI) is $9.07. The analyst target implies estimated downside of 4.3%.

The current financial health read for Navient Corp (NASDAQ-NAVI) is Weak. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Navient Corp (NASDAQ-NAVI) is October 27, 2026.

Based on the current data, dividend yield is 6.7%.

The current market capitalization listed for Navient Corp is 889.1 M.

The ticker symbol for Navient Corp is NASDAQ-NAVI, and the stock is listed on NASDAQ.

Navient Corp (NASDAQ-NAVI) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for Navient Corp is 98.1%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Navient Corp is 67.1%. Free float helps investors understand how much of the share base is available for public trading.

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