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Lexinfintech Holdings Ltd (LX)

Featured in Undervalued Banks/Financial Stocks

LexinFintech Holdings Ltd. is listed on NASDAQ through an ADR representing common stock of the underlying issuer. The company, together with its subsidiaries, focuses on online direct sales and consumer finance services in the People’s Republic of China. Its business includes Fenqile, a platform for installment purchases and personal installment loans, along with direct online sales of electronics, home appliances, and other general merchandise on installment terms. LexinFintech also provides Lehua Card for scenario-based lending, Maiya as a buy-now-pay-later service, and Juzi Licai, an online investment platform. In addition, it supplies technology-enabled services for financial institutions and partners, including customer acquisition, initial credit screening, loan collection support, guarantee and insurance services, software development, financing guarantee, and financial technology consulting. The company was founded in 2013 and is headquartered in Shenzhen, China.


Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Market Outlook FAQ

Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Analyst Target Rating Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Payout Ratio
NASDAQ-LX
$1.19
54.3% Upside
Bargain
$2.13
177.3% Upside
Bargain
Fair
39.7%
November 30, 2026
0.8x
0.1x
0.1x
126.7 M
447.3 M
81.3%
67.4%
8.8
22.8%
Valuation • Fair Value

Lexinfintech Holdings Ltd (NASDAQ-LX) Fair Value by Valuation Model

Review the available estimates for Lexinfintech Holdings Ltd (NASDAQ-LX), including Ben Graham Formula Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$1.19

Estimated upside of 54.3% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$10.44

Classic Ben Graham valuation formula reference.

Comps Fair Value

$1.19

Comparable-company valuation reference.

Analyst Price Target

$2.13

Analysts imply upside of 177.3%.

How to read these valuation models

Use the 5 available valuation references for Lexinfintech Holdings Ltd (NASDAQ-LX) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Lexinfintech Holdings Ltd (NASDAQ-LX)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

1.908 B

Current operating scale indicator.

Revenue Forecast

1.527 B

Forward revenue estimate.

EBITDA

109.9 M

Current operating profitability reference.

EBITDA Forecast

-122.8 M

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review Lexinfintech Holdings Ltd (NASDAQ-LX) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Lexinfintech Holdings Ltd (NASDAQ-LX)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Fair

Mixed or neutral financial-health read.

Piotroski Score

4

Mid-range quality score.

Beneish M-Score

-2.33

No elevated caution signal from this screen.

Altman Z-Score

8.8

Relatively strong balance-sheet zone.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Lexinfintech Holdings Ltd (NASDAQ-LX). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Lexinfintech Holdings Ltd (NASDAQ-LX)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

November 30, 2026

Days to Earnings

69

Dividend Yield

39.7%

Current income yield reference.

Payout Ratio

22.8%

Dividend payout reference.

How to read events and dividends

This section helps investors track time-sensitive items for Lexinfintech Holdings Ltd (NASDAQ-LX), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Stock Forecast • Technical Outlook

Lexinfintech Holdings Ltd (NASDAQ-LX) Stock Forecast & Technical Outlook

Review Lexinfintech Holdings Ltd (NASDAQ-LX) across multiple technical time frames, alongside analyst recommendation data, to form a faster read on market positioning and near-term sentiment.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for Lexinfintech Holdings Ltd (NASDAQ-LX) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for Lexinfintech Holdings Ltd (NASDAQ-LX) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Sell

The daily technical read for Lexinfintech Holdings Ltd (NASDAQ-LX) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Sell

The weekly technical read for Lexinfintech Holdings Ltd (NASDAQ-LX) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Sell

The monthly technical read for Lexinfintech Holdings Ltd (NASDAQ-LX) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Analyst Consensus for Lexinfintech Holdings Ltd (NASDAQ-LX)

A consolidated view of buy, hold and sell recommendations based on the currently available analyst data.

Strong Sell Sell Neutral Buy Strong Buy
Consolidated analyst recommendation mix
Hold

Based on the available recommendation mix, Lexinfintech Holdings Ltd (NASDAQ-LX) has a Hold consensus, with 1 buy, 3 hold and 0 sell recommendations in the current data set.

Buy 1
Hold 3
Sell 0
FAQ • Fast Investor Answers

Lexinfintech Holdings Ltd (NASDAQ-LX) Stock FAQ

Data-supported answers about Lexinfintech Holdings Ltd (NASDAQ-LX), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$1.19
Estimated upside 54.3%
Valuation Rating
Undervalued
Estimated upside of 54.3%
Analyst Target
$2.13
Implied upside 177.3%
Financial Health
Fair
Current financial-health read

The current fair value estimate for Lexinfintech Holdings Ltd (NASDAQ-LX) is $1.19. This implies an estimated upside of 54.3% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 54.3% versus the current market price.

The available analyst price target for Lexinfintech Holdings Ltd (NASDAQ-LX) is $2.13. The analyst target implies estimated upside of 177.3%.

The current financial health read for Lexinfintech Holdings Ltd (NASDAQ-LX) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Lexinfintech Holdings Ltd (NASDAQ-LX) is November 30, 2026.

Based on the current data, dividend yield is 39.7%.

The current P/E ratio listed for Lexinfintech Holdings Ltd (NASDAQ-LX) is 0.8x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Lexinfintech Holdings Ltd is 126.7 M.

The current enterprise value listed for Lexinfintech Holdings Ltd is 447.3 M. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for Lexinfintech Holdings Ltd is NASDAQ-LX, and the stock is listed on NASDAQ.

Lexinfintech Holdings Ltd (NASDAQ-LX) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for Lexinfintech Holdings Ltd is 81.3%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Lexinfintech Holdings Ltd is 67.4%. Free float helps investors understand how much of the share base is available for public trading.

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