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Jiayin Group Inc (JFIN)

Jiayin Group Inc. is listed on NASDAQ as an American depositary receipt representing its common stock. Through its subsidiaries, the group provides online consumer finance services in China, with a fintech platform that connects individual borrowers and financial institutions. Its business activities also include fixed-term loan products with repayment schedules, guarantee services, referral services for third-party investment products, technology development services, and commercial services. Founded in 2011 and based in Shanghai, Jiayin Group operates as a subsidiary of New Dream Capital Holdings Limited.


Stock Summary Fair Value Profitability & Growth Quality & Risk Events & Dividends Market Outlook FAQ

Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Overall Financial Health Dividend Yield Next Earnings Date P/E Ratio Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score
NASDAQ-JFIN
$2.39
52.1% Upside
Bargain
Not available
Not available
Fair
0.0%
November 25, 2026
2.4x
0.1x
0.1x
82.157 M
47.616 M
53.8%
32.0%
6.7
Valuation • Fair Value

Jiayin Group Inc (NASDAQ-JFIN) Fair Value by Valuation Model

Review the available estimates for Jiayin Group Inc (NASDAQ-JFIN), including Ben Graham Formula Value, Comps Fair Value.

Primary Valuation Read

Fair Value

$2.39

Estimated upside of 52.1% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Ben Graham Formula Value

$7.34

Classic Ben Graham valuation formula reference.

Comps Fair Value

$2.39

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use the 4 available valuation references for Jiayin Group Inc (NASDAQ-JFIN) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for Jiayin Group Inc (NASDAQ-JFIN)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

597 M

Current operating scale indicator.

Revenue Forecast

961.1 M

Forward revenue estimate.

EBITDA

48.936 M

Current operating profitability reference.

EBITDA Forecast

255.7 M

Forward operating profitability estimate.

How to read profitability and growth

This section helps investors review Jiayin Group Inc (NASDAQ-JFIN) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for Jiayin Group Inc (NASDAQ-JFIN)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Fair

Mixed or neutral financial-health read.

Piotroski Score

2

Weak quality score that deserves closer review.

Beneish M-Score

-2.59

No elevated caution signal from this screen.

Altman Z-Score

6.7

Relatively strong balance-sheet zone.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for Jiayin Group Inc (NASDAQ-JFIN). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Upcoming Events & Dividends for Jiayin Group Inc (NASDAQ-JFIN)

Track the upcoming dates and dividend metrics currently supported by the latest data.

Next Earnings Date

November 25, 2026

Days to Earnings

64

Dividend Yield

0.0%

No current dividend yield is indicated.

How to read events and dividends

This section helps investors track time-sensitive items for Jiayin Group Inc (NASDAQ-JFIN), including the next earnings date and dividend-related milestones. These items can matter for short-term volatility, income planning and event-driven positioning.

Technical Outlook

Technical Signals by Time Frame

Review the technical signals currently available for this stock across supported time frames.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Buy

The 15-minute technical read for Jiayin Group Inc (NASDAQ-JFIN) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Buy

The 1-hour technical read for Jiayin Group Inc (NASDAQ-JFIN) is currently Strong Buy. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Strong Sell

The daily technical read for Jiayin Group Inc (NASDAQ-JFIN) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Strong Sell

The weekly technical read for Jiayin Group Inc (NASDAQ-JFIN) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Strong Sell

The monthly technical read for Jiayin Group Inc (NASDAQ-JFIN) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

FAQ • Fast Investor Answers

Jiayin Group Inc (NASDAQ-JFIN) Stock FAQ

Data-supported answers about Jiayin Group Inc (NASDAQ-JFIN), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$2.39
Estimated upside 52.1%
Valuation Rating
Undervalued
Estimated upside of 52.1%
Financial Health
Fair
Current financial-health read

The current fair value estimate for Jiayin Group Inc (NASDAQ-JFIN) is $2.39. This implies an estimated upside of 52.1% versus the current market price.

Based on the current fair value estimate, the stock appears undervalued, with estimated upside of 52.1% versus the current market price.

The current financial health read for Jiayin Group Inc (NASDAQ-JFIN) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The next earnings date currently listed for Jiayin Group Inc (NASDAQ-JFIN) is November 25, 2026.

The latest available data indicates no current dividend yield for Jiayin Group Inc (NASDAQ-JFIN).

The current P/E ratio listed for Jiayin Group Inc (NASDAQ-JFIN) is 2.4x. Use it together with growth, margins and sector comparisons rather than as a standalone valuation signal.

The current market capitalization listed for Jiayin Group Inc is 82.157 M.

The current enterprise value listed for Jiayin Group Inc is 47.616 M. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for Jiayin Group Inc is NASDAQ-JFIN, and the stock is listed on NASDAQ.

Jiayin Group Inc (NASDAQ-JFIN) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for Jiayin Group Inc is 53.8%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for Jiayin Group Inc is 32.0%. Free float helps investors understand how much of the share base is available for public trading.

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