J and Friends Holdings Ltd DRC (JF)

J and Friends Holdings Ltd DRC (JF) is a NASDAQ-listed depositary receipt tied to J and Friends Holdings Limited, a Beijing-based financial technology company founded in 2012. Through its subsidiaries, the company provides technology-enabled financial and digital services aimed at MSMEs and SMEs in China and in international markets. Its platform connects business partners and financial partners so they can deliver financial services to end users.

The company’s service lines include point-of-sale financing under the Dumiao brand, business installment loan solutions, wealth management-related tools such as fund distribution under the Hongdian brand, and robo-advisory services under the Polaris brand. It also provides international installment loans, insurance distribution through Myfin, and digital tools for partner deployment, performance monitoring, marketing, and analytics. Formerly known as Pintec Technology Holdings Limited, the company adopted its current name in January 2026.


Jump directly to the stock analysis sections supported by the latest available data.

Data update note: Fair value and stock analysis metrics are updated after regular market sessions when new data becomes available.
Ticker Fair Value Fair Value Upside/Downside Fair Value Rating Analyst Price Target Analyst Target Upside/Downside Overall Financial Health Dividend Yield Price-to-Book Ratio Price-to-Sales Ratio Market Cap Enterprise Value Total Debt / Total Capital Free Float / Shares Outstanding Altman Z-Score Free Cash Flow / Net Income
NASDAQ-JF
$0.67
-30.7% Downside
Overvalued
Not available
Not available
Fair
0.0%
11.9x
11.1x
17.79 M
23.596 M
8.7%
57.6%
-622.1
-28.8%
Valuation • Fair Value

J and Friends Holdings Ltd DRC (NASDAQ-JF) Fair Value by Valuation Model

Review the available estimates for J and Friends Holdings Ltd DRC (NASDAQ-JF), including Comps Fair Value.

Primary Valuation Read

Fair Value

$0.67

Estimated downside of 30.7% versus the current market price.

Fair Value Confidence

Med

Confidence level for the primary fair value estimate.

Comps Fair Value

$0.67

Comparable-company valuation reference.

Analyst Price Target

Not available

Data is currently unavailable.

How to read these valuation models

Use the 3 available valuation references for J and Friends Holdings Ltd DRC (NASDAQ-JF) as analytical inputs, not a standalone conclusion. Valuation methods can differ because they rely on different assumptions, time horizons and financial inputs; compare the estimates with the current price and the company’s financial quality.

Profitability • Growth

Profitability & Growth for J and Friends Holdings Ltd DRC (NASDAQ-JF)

Review the profitability and growth indicators currently supported by the latest data.

Revenue

1.598 M

Current operating scale indicator.

Revenue Forecast

3.196 M

Forward revenue estimate.

EBITDA

-565 K

Current operating profitability reference.

How to read profitability and growth

This section helps investors review J and Friends Holdings Ltd DRC (NASDAQ-JF) from an operating perspective by combining current scale, forward revenue expectations and EBITDA-related profitability measures.

Quality • Risk

Quality & Financial Risk for J and Friends Holdings Ltd DRC (NASDAQ-JF)

Review the financial quality and risk indicators currently supported by the latest data.

Financial Health

Fair

Mixed or neutral financial-health read.

Piotroski Score

5

Mid-range quality score.

Altman Z-Score

-622.1

Lower score that deserves closer risk review.

FCF / Net Income

-28.8%

Cash conversion quality indicator.

How to read quality and risk

This section combines quality, balance-sheet and accounting-risk indicators for J and Friends Holdings Ltd DRC (NASDAQ-JF). Read the metrics together: no single score is a complete investment conclusion, but the combined view can highlight financial strength, earnings quality and areas that may deserve closer review.

Events • Dividends

Dividend Profile for J and Friends Holdings Ltd DRC (NASDAQ-JF)

Review the dividend metrics currently supported by the latest data.

Dividend Yield

0.0%

No current dividend yield is indicated.

How to read events and dividends

The latest data indicates no current dividend yield for J and Friends Holdings Ltd DRC (NASDAQ-JF). No upcoming dividend amount or event date is currently available.

Technical Outlook

Technical Signals by Time Frame

Review the technical signals currently available for this stock across supported time frames.

Technical Signals by Time Frame

Switch between time frames to review the current technical signal for the stock.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 15-minute • intraday
Strong Sell

The 15-minute technical read for J and Friends Holdings Ltd DRC (NASDAQ-JF) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: 1-hour • short-term
Strong Sell

The 1-hour technical read for J and Friends Holdings Ltd DRC (NASDAQ-JF) is currently Strong Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: daily • daily
Sell

The daily technical read for J and Friends Holdings Ltd DRC (NASDAQ-JF) is currently Sell. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: weekly • weekly
Neutral

The weekly technical read for J and Friends Holdings Ltd DRC (NASDAQ-JF) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

Strong Sell Sell Neutral Buy Strong Buy
Time frame: monthly • monthly
Neutral

The monthly technical read for J and Friends Holdings Ltd DRC (NASDAQ-JF) is currently Neutral. Use it as a timing signal only, and compare it with valuation, fundamentals and upcoming events before drawing a broader view.

FAQ Fast Investor Answers

J and Friends Holdings Ltd DRC (NASDAQ-JF) Stock FAQ

Data-supported answers about J and Friends Holdings Ltd DRC (NASDAQ-JF), including explicit coverage status where a reliable valuation estimate is not currently available.

Fair Value
$0.67
Estimated downside 30.7%
Valuation Rating
Overvalued
Estimated downside of 30.7%
Financial Health
Fair
Current financial-health read

The current fair value estimate for J and Friends Holdings Ltd DRC (NASDAQ-JF) is $0.67. This implies an estimated downside of 30.7% versus the current market price.

Based on the current fair value estimate, the stock appears overvalued, with estimated downside of 30.7% versus the current market price.

The current financial health read for J and Friends Holdings Ltd DRC (NASDAQ-JF) is Fair. This should be reviewed alongside valuation, profitability, debt and cash-flow quality metrics.

The latest available data indicates no current dividend yield for J and Friends Holdings Ltd DRC (NASDAQ-JF).

The current market capitalization listed for J and Friends Holdings Ltd DRC is 17.79 M.

The current enterprise value listed for J and Friends Holdings Ltd DRC is 23.596 M. Enterprise value can provide a broader valuation view than market capitalization alone because it also considers net debt.

The ticker symbol for J and Friends Holdings Ltd DRC is NASDAQ-JF, and the stock is listed on NASDAQ.

J and Friends Holdings Ltd DRC (NASDAQ-JF) is listed on NASDAQ.

The current debt-to-total-capital ratio listed for J and Friends Holdings Ltd DRC is 8.7%, which helps investors evaluate the company’s financing structure and leverage profile.

The free float listed for J and Friends Holdings Ltd DRC is 57.6%. Free float helps investors understand how much of the share base is available for public trading.